Income Solver review
A withdrawal-planning tool for advisors coordinating taxes, investments and income.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Income Solver is retirement income planning software from Retiree Inc. for financial advisors. Its focus is turning retirement-income choices into comparable strategies: advisors can analyze cash flow, taxes and investments, then generate and compare withdrawal approaches. It is aimed at professionals shaping retirement plans, particularly those who need to coordinate income decisions across investments, Social Security and multiple accounts. Its scope is more specialized than general financial-planning software: the emphasis is on optimizing how retirement assets are drawn down and managed.
The analysis spans several linked decisions rather than treating withdrawals in isolation. Income Solver evaluates thousands of retirement-income strategies, supports Roth conversions and coordinated liquidation order, and includes Social Security claiming analysis through SSAnalyzer. It also coordinates investments across multiple accounts, with household-level rebalancing and asset location, and can provide one-click trade recommendations aligned with withdrawal sequences. Integrations include MoneyGuide, eMoney and financial planning software, making ecosystem fit a relevant consideration for advisors who already work in those tools. The product is web-based and does not include AI features.
Plans are paid, with no free plan. Basic Pro is a single-license option with DIY training and support; Complete Pro is also single-license, adding white-glove onboarding plus premium training and ongoing support. Custom Team is for teams and organizations with multiple licenses, and group pricing is available through a specialist. The vendor advertises complimentary three-week trial access through live demonstrations; its notes say secure advisor login is required to view pricing or purchase an individual subscription. Advisors seeking detailed withdrawal, tax and Social Security analysis may find the focused workflow a fit. Those looking for a free option or a standalone consumer retirement-planning tool should look elsewhere; Income Solver is positioned for financial professionals.
Income Solver pros and cons
- Where it wins
- Compares thousands of retirement-income strategies and withdrawal approaches
- Coordinates Roth conversions, liquidation order and Social Security analysis
- Adds household rebalancing, asset location and one-click trade recommendations
- Where it doesn't
- No free plan; it is a paid product
- Basic Pro offers DIY training and support rather than white-glove onboarding
- Team pricing requires contacting a specialist
Income Solver fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update