Identity Guard review
A broad identity protection service with three-bureau monitoring on higher tiers.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Identity Guard is a paid identity theft protection service for individuals and families in the United States. It monitors Social Security numbers, financial accounts, credit files, dark-web exposure, data breaches, and other identity information for signs of fraud or suspicious activity. Depending on the plan, it also includes credit monitoring, high-risk transaction alerts, identity-theft insurance, fraud-resolution assistance, and monitoring for home and auto titles or USPS address changes. Access is available through web, iOS, and Android apps.
Pricing is organized into three tiers with individual and family options, and the listed rates use annual billing. Value costs $8.99 per month for an individual or $14.99 for a family and includes basic identity protection, dark-web monitoring, bank-account monitoring, and $1 million in identity-theft insurance. Total costs $19.99 individually or $29.99 for a family, adding standard identity and credit protection plus three-bureau credit monitoring. Ultra costs $29.99 individually or $39.99 for a family and adds premium identity and credit protection, Experian Credit Lock, and White Glove Fraud Resolution. Buyers should compare the plan level carefully: three-bureau credit monitoring begins with Total, while the Value plans focus on identity and financial monitoring.
The service has broad coverage for buyers who want identity, credit, and financial-account monitoring in one subscription. Its listed integrations include Experian, Equifax, and TransUnion, and its feature set extends to bank, credit-card, and investment-account monitoring, account takeover monitoring, password management, and safe browsing. Identity Guard is a strong fit for households seeking broad monitoring and restoration support, particularly on Total or Ultra. Buyers wanting only basic identity alerts may find Value sufficient, while anyone seeking a free option should look elsewhere. Existing accounts and the mobile app are transitioning to the Aura platform, an important consideration for current customers.
Identity Guard pros and cons
- Where it wins
- Three-bureau credit monitoring on Total and Ultra plans
- Monitors dark web, SSNs, financial accounts, and high-risk transactions
- Includes identity-theft insurance and fraud-resolution assistance
- Where it doesn't
- Three-bureau credit monitoring is not included on Value plans
- There is no free plan
- Existing accounts and the mobile app are transitioning to Aura
Identity Guard fact sheet, pricing and score →
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