HQ Wealth review
A low-cost crypto ledger with tax-lot tracking, imports, and audit-ready records.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
HQ Wealth is a crypto and broader wealth accounting platform for investors, families, and accountants. It records transactions with double-entry bookkeeping, tracks tax lots under FIFO, LIFO, and HIFO methods, imports wallet and exchange activity, and supports reconciliation against on-chain and exchange sources. Its reporting scope includes general-ledger, trial-balance, audit-log, and accountant-ready export workflows. The product is available on the web and through an API, with a free base tier and usage-based paid packs.
Pricing uses one-time purchases rather than conventional recurring subscriptions. HQ VIP 0 is free forever and includes one portfolio, manual transaction entry, basic reports, and a watermarked tax extract. VIP 1 costs $50 as a lifetime unlock and never expires. API credits cost $25 for 100,000 calls or $200 for 1,000,000 calls; the credits do not expire. Premium imports cost $120 for one year and provide unlimited high-throughput on-chain and exchange imports while bypassing the standard import rate limit. A current-year tax pack costs $49 and includes a jurisdiction-specific pack plus IFRS-compliant PDF and CSV exports.
The strongest fit is for buyers who need accounting structure rather than a simple portfolio view. Immutable postings and audit logs support traceable records, while per-asset tax-lot tracking and disposal modeling add depth for tax workflows. Scam-token detection and classification, automated reconciliation, and jurisdiction-aware tax packs extend the product beyond basic transaction aggregation. The free tier suits a single portfolio with manual entry, but users needing broader import capacity, tax exports, or API usage will need paid packs. Choose HQ Wealth for cost-conscious crypto accounting with ledger and tax-lot needs; consider another option if you need a conventional subscription structure or a multi-portfolio workflow.
HQ Wealth pros and cons
- Where it wins
- Free tier with one portfolio and manual transaction entry
- FIFO, LIFO, and HIFO tax-lot tracking
- Imports from 32 EVM chains and 25 exchanges
- Where it doesn't
- Free tier includes only basic reports and a watermarked tax extract
- HQ VIP 0 supports one portfolio
- Paid accounting capabilities are not grouped under a clearly named plan
HQ Wealth fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.
Last updated · How we research and update