Ftax for Individuals review
A focused UK Self Assessment filer with validation, records and supplementary sections.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Ftax for Individuals is UK tax-filing software for people who need to submit Self Assessment or Trust and Estate returns to HMRC themselves. It is aimed at solo users and small organisations that want browser-based forms, automatic tax-liability calculations and online filing across web, Windows, macOS and iOS. The Individual Self Assessment SA100 plan covers the 2025/26 return, while a separate Trust and Estate SA900 plan supports trust and estate tax returns for individuals.
Pricing is straightforward but entirely paid. The Ftax Individual Self Assessment SA100 (2025/26) costs £19.50 as a one-time payment, excluding VAT. It includes supplementary sections for capital gains and foreign income, previous-year return data import, PDF copies, SA302 calculations and an Ftax Account for tax filer management. The Ftax Individual Trust and Estate SA900 (2025/26) costs £44 as a one-time payment and provides the Trust and Estate tax return form for individuals. Guidance, validation checks and error highlighting are useful for identifying issues before submission, while the HMRC test submission facility, archived records and filing-status tracking support a more controlled filing process.
Its main limitation is scope. The Individual SA100 excludes Self Employment, Partnership and UK Property sections, so self-employed people, landlords and users requiring the UK Property section should choose Ftax for Businesses instead. Ftax connects directly with HMRC and supports both cloud and desktop deployment, with email and documentation support. That combination suits taxpayers with straightforward or supplementary-income returns who value validation and retained records. It is less suitable for users whose filing depends on self-employment or rental income, or for anyone seeking a free plan.
Questions about Ftax for Individuals
What does Ftax for Individuals run on? Web, Windows, macOS and iOS. It runs in the cloud and as a desktop app.
What does Ftax for Individuals integrate with? 1 integration: HMRC.
Who is Ftax for Individuals built for? Solo users and small businesses (our editorial estimate).
Ftax for Individuals pros and cons
- Where it wins
- Online HMRC submission with automatic tax-liability calculations
- Capital gains and foreign income sections are included
- PDF copies, SA302 calculations and filing-status tracking
- Where it doesn't
- No Self Employment, Partnership or UK Property sections
- No rental-income support in the Individual product
- Paid plans only, with prices excluding VAT
Ftax for Individuals fact sheet, pricing and score →
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