Float review
Float brings cards, approvals, reimbursements, and bill payments into one spend platform.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Float brings corporate cards, spend controls, approvals, reimbursements, bill payments, and reporting together for Canadian businesses. Teams can issue CAD and USD physical or virtual cards, set card limits and merchant controls, route spend requests for approval, and review transactions. Web, iOS, and Android access support work across devices, while the product’s mix of controls and payment workflows is aimed at businesses managing employee and vendor spending in one place.
The plan structure makes it possible to start with Essentials, which is free without a time limit. It includes up to 20 physical cards and unlimited virtual cards, custom limits and controls, automated receipt collection and matching, reimbursements with CAD direct payouts, bill payments via wire, EFT, and ACH, and accounting sync with QuickBooks Online, Xero, or custom exports. Professional adds unlimited physical and virtual cards, multi-level requests and approvals, customizable submission and approval policies, and USD reimbursement reports and direct payouts. The plan is priced per active user and has a monthly minimum that includes the first 10 users. A 90-day Professional trial is available. Enterprise is for companies needing custom implementation and data migration, premium support, a dedicated customer success manager, and custom Charge credit terms; pricing is custom.
Accounting connections include QuickBooks Online, Xero, and NetSuite, alongside CSV exports. That makes Float a fit for teams that want card activity, receipts, reimbursements, and accounts-payable bills connected to accounting and reporting workflows. Availability of some card, bill-pay, and reimbursement capabilities varies by entity domicile and eligibility, so businesses should assess that against their own requirements. Teams seeking connected controls and payment operations should consider Float; those that need guaranteed access to every capability regardless of eligibility may prefer another option.
Float pros and cons
- Where it wins
- Essentials includes physical and virtual cards with custom limits and controls
- Automates receipt collection, matching, and transaction coding
- Combines bill payments, reimbursements, and accounting sync
- Where it doesn't
- Some card, bill-pay, and reimbursement features depend on eligibility
- Professional uses active-user pricing with a monthly minimum
- Enterprise pricing is custom
Float fact sheet, pricing and score →
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