FiNote review
A low-cost way to turn plain-language transactions into reviewable journal drafts.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
FiNote is accounting software for small-business owners and individuals who want to record business activity without starting with traditional debit-and-credit workflows. Users describe sales, purchases, expenses, payables, and receivables in plain language, while FiNote prepares journal drafts for review and adjustment before posting. Posted transactions update Profit & Loss, Balance Summary or Balance Sheet, and Cash Flow reports. Access is available on the web, iOS, and Android.
Pricing is straightforward. The Trial plan provides a 14-day full workflow trial with journal draft creation and no payment upfront. Starter costs $9 per month or $90 per year and includes plain-language transaction recording, draft review before posting, and core business reports. Business costs $29 per month or $290 per year, adds higher transaction activity and multiple users, and includes everything in Starter. The published pricing notes that website prices are reference prices, while final currency and subscription terms appear in the App Store or Google Play. Paid subscriptions are purchased in the mobile apps.
The standout feature is the translation of everyday business descriptions into editable journal drafts, giving users a review step before transactions are posted. That approach suits people who want structured bookkeeping while keeping accounting entry conversational. The transaction timeline and financial overview add a practical way to follow activity across the business. FiNote should appeal to individuals and small businesses prioritizing simple AI-assisted bookkeeping, mobile access, and core reporting. Businesses needing multiple users or higher transaction activity should look at Business, while those seeking a permanent free plan should choose another option.
FiNote pros and cons
- Where it wins
- Plain-language transaction entry with AI-assisted journal drafts
- Profit & Loss, Balance Summary, and Cash Flow reports
- Web, iOS, and Android access with a 14-day trial
- Where it doesn't
- No perpetual free plan
- Paid subscriptions are purchased through mobile apps
- Starter is designed for individual use; multiple users start with Business
FiNote fact sheet, pricing and score →
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