Endute Connect review
A low-cost, read-only banking API for personal account and investment data.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Endute Connect is a cloud-based, read-only open-banking API for people and developers managing their own personal accounts. It provides account, balance and transaction data from banks across the UK, Europe, the US and Canada, along with investment holdings, cash positions and activity history. The service is aimed at solo users and small businesses that need account synchronisation without payment initiation or account changes.
The published plans show a free option, a Monthly plan at £3.99 per month and an Annual plan at £39.90 per year. The Monthly plan includes read-only bank and investment account API access, while the Annual plan provides two months free compared with monthly billing. Data is returned through a versioned JSON contract with API keys, enriched merchant names and categories, and scheduled refresh. Developers can work with a deterministic sandbox bank before connecting real accounts.
Endute Connect fits workflows that already use SimpleFIN or Actual Budget, and it offers a SimpleFIN bank-sync server alongside regulated PSD2 open banking and trusted bank-data connections. Documentation is the listed support channel, and GDPR is the stated compliance posture. Choose it when read-only access, investment data and a low entry price cover your needs. Look elsewhere if you require money movement, account updates, real-time refresh, third-party account access or multi-entity support.
Endute Connect pros and cons
- Where it wins
- Versioned JSON API for read-only accounts, balances and transactions
- Enriched merchant names and categories plus investment activity data
- Free option with £3.99 monthly or £39.90 annual paid plans
- Where it doesn't
- Cannot move money or modify bank accounts
- Scheduled refresh may not suit real-time data requirements
- Personal-use focus excludes third-party and multi-entity access
Endute Connect fact sheet, pricing and score →
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