Dynamic Planner review
A broad advice workflow combining cash flow, investments, suitability and client engagement.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Dynamic Planner is a digital financial planning and advice platform for UK advice firms and wealth managers. It brings together digital fact finding, risk and sustainability profiling, stochastic cash-flow modelling, investment and product research, suitability recommendations, client reviews, reporting and client engagement. Its audience is advisers who need structured support across planning and investment advice, rather than a simple standalone cash-flow calculator or client portal.
Pricing is divided by workflow. Profiling costs £80 per adviser per month and includes client profiling, multiple questionnaires and CRM integrations. Review costs £124 per adviser per month and adds Fact Find, Client Review, Suitability, AI meeting transcription and AI meeting summaries. Review Plus costs £179 per adviser per month and adds Cash Flow and Cash Flow training. Enterprise includes administrator controls, implementation, API access and a dedicated account manager. Tram is a separate client-facing option at £8 per client per year, with a mobile app, portfolio valuations, document approval, personalised content and AI meeting summaries.
The platform’s breadth is its main distinction. Advisers can model income, expenditure, arrangements, valuations and goals, compare scenarios with adjustable assumptions, research funds, portfolios, MPS offerings, products and platforms, and generate recommendations for investments, rebalances, fund switches, contributions and withdrawals. Integrations include intelliflo office, Iress Xplan, Time4Advice CURO, Salesforce, 26+ platforms and providers, and Open API access. Choose Dynamic Planner if suitability, investment research, cash-flow planning and client reviews need to sit within one adviser workflow. Firms seeking a free product, or needing only a narrow planning function, may find its paid, tiered structure broader than necessary.
Dynamic Planner pros and cons
- Where it wins
- Stochastic cash-flow modelling with side-by-side scenario comparison
- Suitability, investment research and client review workflows in one platform
- Branded client app with valuations, documents, messaging and approvals
- Where it doesn't
- No free plan is available
- Cash flow is included from the Review Plus plan
- The Tram client app is billed separately at £8 per client per year
Dynamic Planner fact sheet, pricing and score →
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