Divisafe review
A broad currency-exchange ERP for bureaus managing cash, inventory, branches, and compliance.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Divisafe is a cloud-based ERP for currency exchange houses that need one system for buy and sell operations, rate management, cash positions, inventory, and client records. It suits small, mid-market, and enterprise bureaus operating across branches, with support for 150+ currencies. Staff can record transactions, track margins and FX exposure, manage cashboxes and bank accounts, and maintain compliance information for clients.
The published plans separate core cash control from more advanced financial workflows. Starter covers cash buy and sell operations; deposits, withdrawals, and transfers; cash reconciliation; KYC clients; exchange rates; multi-branch operations; reports; and electronic invoicing and UAF where applicable. Pro includes those capabilities and adds paid-later operations, partial payments, client asset and liability accounts, loans, and reports for cash flow, loans, client accounts, and positions. Pricing uses a contact-sales model, with quotes based on operation size and configuration.
Inventory depth is a central strength. Divisafe tracks physical currency by cashbox, preserves cost layers, records daily balance snapshots, and calculates margins using FIFO, LIFO, or weighted average. Branch-specific buy and sell rates can include tolerances and bulk entry, while denomination-level counts support physical reconciliation. User roles can restrict access by branch, cashbox, and bank account, and client records can include identity documents and country-specific regulatory data. Bureaus seeking a focused web platform for operational control should find this scope relevant; teams needing AI capabilities or a non-cloud deployment should look elsewhere.
Divisafe pros and cons
- Where it wins
- FIFO, LIFO, and weighted-average margin calculations
- Cashbox, bank-account, and denomination-level reconciliation
- Branch permissions plus compliance records and identity documents
- Where it doesn't
- Pricing requires a contact-sales conversation
- Cloud deployment is web-only
- AI features are not included
Divisafe fact sheet, pricing and score →
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