Credyt review
A wallet-first usage billing layer for AI products, with strong metering and API coverage.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Credyt is real-time billing infrastructure for AI products that charge for tokens, API calls, compute time, GPU hours, or other custom units. It is aimed at solo founders, AI-native companies, and scaling teams that need prepaid balances, usage-event metering, entitlements, and hybrid pricing without building billing infrastructure from scratch. The platform supports web and API access, with a branded customer billing portal for balances, usage history, and top-ups.
Pricing is split into two plans. “To start” is free forever at $0 per month, with full API access in test mode, no credit card, and no time limit. “In production” costs $1 per active wallet per month, with the first 1M events per month free and volume discounts available. The production plan adds real-time authorization, a billing portal, and profitability analytics; the first 10 active wallets are free monthly. This structure suits teams that want to build and test before paying for live wallet activity.
Credyt’s standout capability is its wallet-based authorization and rating layer. It can meter events, debit prepaid wallets, trigger automatic top-ups, apply unit, volume, and unit-and-volume rating, and support custom assets such as tokens, credits, minutes, and GPU hours. Integrations include Stripe, Adyen, and Checkout.com, while API, webhooks, an OpenAPI specification, and SDKs support product integration. It also offers subscriptions, entitlements, spend controls, usage limits, event-level cost tracking, and profitability analytics. Choose Credyt when real-time prepaid usage control is central; choose an alternative when post-usage invoicing is required.
Credyt pros and cons
- Where it wins
- Real-time authorization, wallet debits, top-ups, and spend controls
- Flexible unit, volume, and unit-and-volume rating
- Full API, webhooks, OpenAPI specification, and SDKs
- Where it doesn't
- Prepaid, real-time billing does not support post-usage invoicing
- Production pricing is tied to active wallets
- The billing model is focused on usage-authorized products
Credyt fact sheet, pricing and score →
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