Chime Taxes review
A free mobile tax-filing option for Chime members with varied income sources.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Chime Taxes is a mobile tax-filing service for Chime members who want to file federal and state returns in the Chime app. Its free filing covers salary, self-employment, unemployment, crypto, stock-sale income, and itemized deductions, so it can suit filers whose returns extend beyond straightforward wages. The service is provided through Chime's tax partner, April, and is available on iOS and Android. People who want to file from a desktop or do not want a Chime membership should look elsewhere.
The published plan is Free tax filing: federal and state filing with no filing fees and no upsells. The app also supports uploading a prior-year return and tracking return status. Eligible users can receive a federal refund up to five days early with qualifying Chime direct deposit. Chime advertises a maximum refund guarantee and an accuracy guarantee; the latter covers IRS errors. These features may appeal to filers who value a no-fee workflow and want filing progress and refund timing information in the same app.
Its scope has clear boundaries. Chime's help center says returns with income from more than one state or overseas income are not currently supported, and access requires Chime membership. Support is available 24/7, with chat, phone, community, and documentation channels. Choose Chime Taxes if your return fits its supported situations and you are comfortable filing on mobile as a member. Consider another tax service if you need desktop access, have multi-state or overseas income, or prefer not to join Chime.
Questions about Chime Taxes
Does Chime Taxes have a free plan? Yes: the Free tax filing plan is free.
What does Chime Taxes run on? iOS and Android. It runs as a mobile app.
Who is Chime Taxes built for? Solo users and small businesses (our editorial estimate).
Chime Taxes pros and cons
- Where it wins
- Free federal and state filing with no filing fees or upsells
- Supports self-employment, crypto, stock sales, and itemized deductions
- In-app status tracking and 24/7 support
- Where it doesn't
- Filing requires a Chime membership
- Available only through the mobile app
- Does not support income from more than one state or overseas income
Chime Taxes fact sheet, pricing and score →
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