Canadian Mortgage App review
A multi-platform Canadian mortgage app for comparing affordability, costs and loan scenarios.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Canadian Mortgage App brings mortgage and home-purchase calculators together for Canadian consumers, with tools for payment estimates, affordability, pre-qualification, stress tests, closing costs and land-transfer taxes. It is available on iOS, Android and the web, and its range of calculations can also suit realtors and mortgage professionals working with clients. Bendigi Technologies Inc., the provider, is based in Toronto, Ontario.
Scenario planning is the app’s clearest strength. Buyers can compare mortgage options side by side, review amortization schedules with annual principal and interest details, and calculate payments across different frequencies. Affordability and pre-qualification tools help frame what a purchase may involve, while stress-test calculations add another dimension to the comparison. Purchase estimates can account for property taxes and other ownership costs, and the refinance analyzer supports a different decision point after purchase. PDF exports provide a way to keep or share reports. This breadth makes the app a fit for buyers who want to examine more than a monthly payment; someone seeking only a quick payment estimate may not need its wider planning toolkit.
The consumer app is described as free, while realtors and mortgage professionals can use a separate CMA PRO subscription to personalize the app for clients. The App Store listing says PRO subscriptions start at CAD 23.99 per month; that is a professional subscription, not a stated starting price for consumer calculator features. The product also offers mortgage-rate information and access to mortgage professionals, with chat and documentation listed as support channels. Canadian buyers who want purchase-cost, refinance and scenario comparisons in one app should consider it; buyers outside Canada or professionals who do not need client personalization may find its specialized scope less relevant.
Canadian Mortgage App pros and cons
- Where it wins
- Compares mortgage scenarios with detailed amortization schedules
- Covers affordability, pre-qualification and stress-test calculations
- Estimates ownership and closing costs, with PDF report exports
- Where it doesn't
- Its focus is specific to Canadian home purchases and mortgages
- Professional client-personalization features require a separate PRO subscription
- Mortgage-rate information is offered, but the app's scope centers on calculations
Canadian Mortgage App fact sheet, pricing and score →
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