Bankly review
A Brazil-focused API platform for accounts, Pix, cards and embedded finance.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Bankly is a Brazilian Banking-as-a-Service platform operated by Acesso Soluções de Pagamento S.A. It provides modular APIs for banks, fintechs, startups, retailers, e-commerce companies and other businesses that want to embed financial services in their own applications. The platform covers payment account opening and management for individuals and businesses, Mastercard card issuing, Pix, TED, boleto, KYC workflows and credit services. Bankly supplies the financial technology and regulatory infrastructure while partners build the customer-facing experience.
Pricing is sales-led rather than self-serve. The published commercial model uses customized proposals, with project setup charges, mandatory products, minimum monthly API commitments and usage-based pricing described in the vendor’s FAQ. That structure may suit organizations planning a defined embedded-finance program, but it gives smaller teams less upfront visibility into total cost. There is no free plan, so buyers should be prepared to discuss requirements and expected usage before selecting a commercial arrangement.
Bankly’s strongest fit is Brazil-specific financial infrastructure delivered through web and API access. Its feature set reaches from account management and card programs to Pix keys, transfers, refunds, QR codes, TED inquiries, boleto collections, KYC, credit analysis and contract management. Webhooks, event APIs, sandbox testing, TOTP and mTLS support add useful building blocks for integration and operational security. Choose Bankly when Brazilian accounts, Pix and card issuance are central to the product. Organizations seeking a broader regional footprint or a transparent self-serve pricing path should consider alternatives.
Bankly pros and cons
- Where it wins
- Supports individual and business payment accounts
- Combines Pix, TED, boleto and Mastercard card capabilities
- Includes KYC, credit APIs, webhooks and sandbox testing
- Where it doesn't
- Standard plan prices are not published
- Customized proposals may include setup and usage-based charges
- Supported-region coverage is focused on Brazil
Bankly fact sheet, pricing and score →
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