Aplazo review
Aplazo fits Mexican PrestaShop merchants needing online, QR and biweekly payment options.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Aplazo is a Mexican buy-now, pay-later service for consumers and merchants. Shoppers can pay online or in physical stores, then repay through biweekly installments without a traditional credit card. Merchants can add financed checkout to PrestaShop stores, offer QR payments in physical locations, and manage payment collection through the service. The consumer experience includes payment management in the mobile app, available on Android, along with a virtual card for selected online merchants and Cashi-linked purchases.
For merchants, the strongest fit is a PrestaShop operation that wants multiple checkout channels without building its own installment collection process. The published capabilities include online checkout financing, in-store QR payments, merchant order tracking, payment cancellation in PrestaShop, and a merchant dashboard. Aplazo supports installment schedules of 1, 3, 5, 8, or up to 12 biweekly payments. Merchant settlement is described as same day, with timing dependent on the merchant agreement and configuration. This combination gives PrestaShop sellers a defined path to online and physical payment acceptance, but it does not provide broad ecommerce-platform coverage.
The pricing model is free with a starting price of 0, while merchants pay a transaction commission. There is no recurring platform fee described here, so the key commercial consideration is the cost attached to each transaction rather than a subscription tier. Installment availability can vary by merchant, transaction, account, and product, which may limit how consistently shoppers see every repayment option. Aplazo is most suitable for Mexican merchants already using PrestaShop and for consumers who want app-based payment management or biweekly repayment choices. Businesses needing integrations beyond PrestaShop and Cashi, or a broader consumer region, should consider an alternative.
Aplazo pros and cons
- Where it wins
- Supports online checkout and in-store QR payment flows
- Offers 1, 3, 5, 8, or up to 12 biweekly installments
- Provides same-day merchant settlement and order tracking
- Where it doesn't
- Merchant platform integration is limited to PrestaShop
- Consumer availability is focused on Mexico
- Installment availability varies by merchant, transaction, account, and product
Aplazo fact sheet, pricing and score →
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