Aloan review
Aloan organizes commercial loan intake, analysis, policy checks, and approval workflows.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Aloan supports commercial loan origination and underwriting for community banks, credit unions, and other commercial lenders. It gathers borrower documents through a branded intake portal, identifies and extracts financial information, calculates ratios, checks deals against lender policies, and prepares source-cited credit memos. Credit teams can use it as a loan origination system or alongside an existing one; lender personnel retain responsibility for credit decisions.
The workflow links document collection to review: Aloan categorizes files, matches them to entities, checks completeness, and spreads financials with source-document traceability. It calculates DSCR, LTV, liquidity, and custom ratios, then surfaces policy violations and exceptions. Credit memo generation, approval routing, and covenant monitoring extend the process beyond initial analysis. REST APIs and webhooks support connections to existing lending systems, while listed integrations include Equifax, TransUnion, Experian, Plaid, and Stripe. The product is cloud-based and available through web and API platforms.
Pricing is custom, with no free plan; a one-week trial is available for Starter and Professional. Starter includes core spreading and key metrics, plus email support. Professional adds default credit memo generation, priority support, and onboarding. Enterprise adds policy ingestion against underwriting guidelines and customizable memos and spreading. Aloan is a fit for commercial credit teams that want document-linked analysis and a structured review workflow. It is less suitable for lenders seeking software that makes automated credit decisions: the platform prepares analysis, while staff make the lending decision.
Aloan pros and cons
- Where it wins
- Collects borrower documents and checks completeness through a branded portal
- Links extracted financial figures to source documents in credit memos
- Routes approvals and monitors covenants alongside policy checks
- Where it doesn't
- Prepares analysis but does not make lending decisions
- Pricing is custom and requires contacting sales
- Policy ingestion and customizable memos are Enterprise features
Aloan fact sheet, pricing and score →
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