iTechGuides is reader-supported. When you buy through links on our site, we may earn an affiliate commission. As an Amazon Associate I earn from qualifying purchases. Learn more
Open USD (OUSD), a stablecoin intended for business money movement, went live on September 30, 2026, after Open Standard announced the project in June. The companies named in the launch are not all doing the same thing: Bridge says it currently issues OUSD, Stripe has integrated it into business products, Visa announced an institutional stablecoin platform beginning with OUSD, and Coinbase is listed as a founding company. The available launch announcements do not establish a broadly available Coinbase product for OUSD.
What is Open USD?
Open USD is a U.S.-dollar stablecoin project from Open Standard, an independent company formed around a group of payments, commerce and technology companies. Its stated purpose is to provide infrastructure for businesses moving money over the internet, rather than to introduce a consumer-facing coin or wallet.
Open Standard announced the project on June 30, 2026. Bridge and Stripe announced the live launch on September 30. Bridge’s launch announcement says OUSD is available on Base, Ethereum, Solana and Tempo. These are separate blockchain networks; the network on which a business uses a token can affect its integration and transfer process.
Open Standard’s June announcement said more than 140 businesses had signed up to use or support the project at that time. Stripe described OUSD as supported and distributed by its founding companies and more than 200 network partners in its September 30 launch blog. Those are figures from different announcements and dates, not a current count of active users or proof of token circulation.
#1 Best Overall
- Effortlessly build your crypto portfolio via the all in one Ledger Wallet app: buy, sell, send, receive, swap, stake and more across popular blockchains. 15,000+ coins & tokens in a single dashboard. Keep a close eye on the market. Compare service providers. Track performance. Get timely alerts. Build your portfolio with confidence.
- Effortlessly build your crypto portfolio via the all in one Ledger Wallet app: buy, sell, send, receive, swap, stake and more across popular blockchains. 15,000+ coins & tokens in a single dashboard. Keep a close eye on the market. Compare service providers. Track performance. Get timely alerts. Build your portfolio with confidence.
- Enjoy Bluetooth connectivity, iOS access, and hours of battery use with this mobile-first, secure backup signer. Freedom you can depend on.
- Genuine Check: confirm your signer is authentic during setup with the Ledger Wallet app.
- Protect your signer: keep it in mint condition at all times with a bespoke Pod or Case to avoid scratches and everyday wear and tear.
What are Stripe, Visa and Coinbase doing?
The company names in the headline refer to distinct roles, not to three co-issuers. The following reflects the companies’ launch announcements and stated availability as of October 3, 2026.
| Company | Role stated in the announcements | Availability described |
|---|---|---|
| Bridge | Bridge says Bridge Building Inc. currently issues OUSD. | Bridge announced OUSD live on Base, Ethereum, Solana and Tempo. |
| Stripe | Announced support for OUSD across business products, including Treasury, Issuing, Global Payouts, Crypto Onramp and Payments. | Stripe announced product support on September 30; exact eligibility can depend on the product and business. |
| Visa | Announced a Stablecoin Platform for institutions to mint, move and manage stablecoins, beginning with OUSD. | Visa said the platform was initially available for beta testing with selected clients. |
| Coinbase | Listed by Open Standard as one of the project’s founding companies. Coinbase Chief Business Officer Shan Aggarwal also commented on the project. | The cited announcement does not establish a specific customer-facing Coinbase OUSD feature or general availability. |
This distinction matters: Visa’s announcement is about an institutional platform, not a general Visa wallet or a consumer stablecoin service. Coinbase’s founding-group participation is not evidence that Coinbase issues OUSD. Bridge’s statement identifies Bridge Building Inc. as the current issuer.
Rank #2
- Proven security at scale: Over 9 years and millions of cards issued with no known remote hacks, while military‑grade EAL6+ security keeps your private keys locked inside the chip. Your cryptocurrencies stay strongly protected from online attackers.
- Tap once to manage your entire crypto wallet across 90 blockchains - no USB cables or Bluetooth, no batteries, no setup. Access 14,100+ coins & tokens, DeFi, NFTs, and staking instantly from your phone
- Smart backup: Use your second Tangem Wallet as your Backup keys with end‑to‑end encryption; no more papers, pictures. If one card is lost, the remaining can still restore full access, with an optional seed phrase available for advanced users.
- Engineered to last up to 25 years: Waterproof (IP69K), shockproof and tested for extreme temperatures from −25°C to 50°C. A durable cold wallet with long‑term protection and independently audited security.
- Trusted by 6 million users worldwide (4.9 App Store, 4.8 Google Play) - buy, sell, swap, stake, and spend cryptocurrency directly. The secure offline storage wallet designed for how people actually use crypto wallets
How does OUSD work with Stripe?
Stripe says businesses can use OUSD in Treasury, Issuing, Global Payouts, Crypto Onramp and Payments. Its September 30 blog says OUSD on Tempo is the default stablecoin configuration on Stripe. That default does not mean every Stripe customer must use OUSD or convert existing balances: Stripe says it continues to support alternatives and does not require conversion.
Stripe’s description of a default is a product configuration, not a claim that OUSD is the only supported stablecoin or network. Businesses should check the relevant Stripe product’s current documentation and eligibility before relying on a specific workflow.
Rank #3
- Proven security at scale: Over 9 years and millions of cards issued with no known remote hacks, while military‑grade EAL6+ security keeps your private keys locked inside the chip. Your cryptocurrencies stay strongly protected from online attackers.
- Tap once to manage your entire crypto wallet across 90 blockchains - no USB cables or Bluetooth, no batteries, no setup. Access 14,100+ coins & tokens, DeFi, NFTs, and staking instantly from your phone
- Smart backup: Use your second Tangem Wallet as your Backup keys with end‑to‑end encryption; no more papers, pictures. If one card is lost, the remaining can still restore full access, with an optional seed phrase available for advanced users.
- Engineered to last up to 25 years: Waterproof (IP69K), shockproof and tested for extreme temperatures from −25°C to 50°C. A durable cold wallet with long‑term protection and independently audited security.
- Trusted by 6 million users worldwide - buy, sell, swap, stake, and spend cryptocurrency directly. The secure offline storage wallet designed for how people actually use crypto wallets
Which terms did Open Standard announce?
Open Standard’s June 30 announcement described a proposed operating model with three notable features:
- Businesses would be able to mint and redeem OUSD without charge or artificial volume limits.
- Partners would receive reserve earnings, less a small management fee intended to cover operating costs.
- Open Standard would operate as an independent company with a board made up of partners.
These are announced design principles and terms, not independent verification of how the system operates. The launch material reviewed does not establish the reserve asset mix, custodian, independent attestation schedule, binding redemption rights, or realized returns. A stated fee policy or reserve-earnings model should not be treated as proof of a particular yield for businesses.
Rank #4
- EAL5+ CERTIFIED SECURE ELEMENT + FINGERPRINT PROTECTION — Your private keys stay encrypted offline on a certified EAL5+ chip, the same security tier used in EMV bank cards. Built by DCENT, securing crypto since 2018. Fingerprint authentication adds a second layer no PIN-only wallet can match.
- 10,000+ ASSETS NATIVE ON 100+ BLOCKCHAINS — Hold Bitcoin, Ethereum, XRP, Solana, Cardano, popular stablecoins (USDT, USDC), and NFTs in one wallet. No third-party apps, no fragmented setup — every supported asset works straight out of the box.
- TAP-TO-SIGN MOBILE EXPERIENCE — Pair your wallet with the DCENT mobile app over Bluetooth. Manage tokens, review transactions, and access in-app swap features directly from your phone — no cables, no desktop required.
- WEB3 & dAPP ACCESS VIA METAMASK — Connect to MetaMask and other browser extension wallets to manage NFTs, claim airdrops, and access dApps. A large screen and intuitive 4-button interface keep every transaction clearly visible before you sign.
- SEAMLESS FIRMWARE UPDATES & 30-DAY MONEY-BACK GUARANTEE — Apply security updates without resetting your wallet or migrating funds. Backed by Amazon's 30-day money-back guarantee — your purchase is risk-free.
Who issues OUSD, and what about Bridge’s bank?
Bridge says OUSD is currently issued by Bridge Building Inc. Bridge National Trust Bank is a separate entity. Bridge says that bank is not operational and does not issue OUSD. It also says the bank’s conditional approval from the Office of the Comptroller of the Currency is not final charter approval and does not authorize the bank to issue OUSD under the GENIUS Act.
The Tool Desk
Outbyte PC Repair FREERepair Windows errors before they cause bigger problemsFix Now →Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →Accordingly, the bank’s conditional approval should not be read as a change in OUSD’s issuer or as evidence that a national trust bank is already operating the coin.
Best Value
- Dual-chip architecture for maximum protection: The next-gen, fully auditable TROPIC01 chip works alongside a certified EAL6+ Secure Element—completely NDA-free—to deliver radically transparent, industry-leading defense against physical attacks.
- Quantum-ready security: Get protection against future threats with the first-ever hardware wallet designed with quantum-ready architecture.
- See every detail with confidence: Our largest high-resolution color touchscreen makes it easy to navigate your assets, review transactions and manage your coins with clarity.
- Wireless freedom with encrypted Bluetooth control: Manage, buy, swap and stake securely using Trezor Suite on desktop or mobile. Qi2-compatible wireless charging keeps your Trezor powered up. No cables required—security meets convenience.
- Works seamlessly with Android, iOS and desktop: Connect wirelessly or via USB-C to your phone or computer. Manage your crypto anywhere with our companion Trezor Suite app.
What should a business verify before using OUSD?
The launch announcements describe the project’s purpose, supported networks and partner roles, but they do not settle every question relevant to safety, liquidity or access. Before integrating OUSD, a business should verify:
- Which network and product workflow it intends to use, and whether that route is available to its account and jurisdiction.
- The applicable minting and redemption terms, including who can redeem, settlement timing and any conditions outside the announced no-fee design.
- Current reserve composition, custody arrangements and the frequency and scope of independent reserve reporting.
- Whether the business’s counterparties can receive and use OUSD on the same network.
- The operational and legal responsibilities of the issuer and the platform providers in the specific transaction.
The launch sources do not provide a complete geographic eligibility matrix or independently measured circulation and transaction-volume figures. Partner counts should not be used as a substitute for adoption data.
What is established about the market forecast?
Open Standard’s June announcement quoted BNY Chief Product and Innovation Officer Carolyn Weinberg predicting that stablecoins alone may grow to $1.5 trillion by 2030. That is her attributed forecast, not a known future outcome or an independently evaluated estimate. It provides context for the launch’s business-payments ambitions, but does not by itself establish demand for OUSD.
Free tools Windows power users keep installed
One-click scans. No signup required.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
