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Toronto residents can pay property-tax bills, utility bills and parking violations through MyToronto Pay, the City of Toronto’s online payment platform. You can pay now or schedule a payment, and bank-account transfers are fee-free. Card payments carry service fees, so check the cost before submitting.
What MyToronto Pay does
MyToronto Pay is a City of Toronto digital payment service delivered in partnership with PayIt. It launched in January 2022 for property-tax and utility-bill payments; the City later added parking-violation payments, electronic billing and pre-authorized-payment features. The City describes the platform and its services at MyToronto Pay.
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Current Bill Paying Organizer Book | $15.99 | Buy on Amazon |
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Current Bill Paying Organizer Book | $12.79 | Buy on Amazon |
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Current Bill Paying Organizer Book | $15.99 | Buy on Amazon |
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Current Bill Paying Organizer Book | $15.99 | Buy on Amazon |
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Current Bill Paying Organizer | $15.99 | Buy on Amazon |
You can make an immediate payment or schedule one for later, save payment methods in a secure wallet, and receive email receipts and reminders. A City notice from 2024 also lists Mastercard among the accepted credit-card networks. As payment options and supported City services can change, confirm what is currently available in the payment flow.
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What you need from your bill
- Property tax: the tax roll number shown on your bill.
- Utilities: both the utility account number and client number.
Have the relevant bill handy before starting so you can enter the identifiers correctly. The City’s payment guidance is available at Property taxes and utilities.
#1 Best Overall
- MASTER YOUR FINANCES WITH EASE: Track your spending, manage your monthly bills, and budget effectively with Current’s bill paying organizer book, featuring 14 spacious pockets and 32 label stickers to keep every receipt and statement in its place
- DURABLE DESIGN FOR LONGTERM USE: Crafted with thick, high-quality paper stock, a coated cover, and a sturdy spiral bound spine, this organizer withstands daily use without tearing, making it a reliable companion for your financial journey year-round
- STAY ON TRACK WITH HELPFUL TIPS: Includes a personal finance tips section filled with practical suggestions to simplify budgeting and optimize your savings, plus large pockets to store tax documents and important bills for easy year-end reference
- CONVENIENT & FUNCTIONAL SIZE: Perfectly sized at 9" x 12", this organizer fits seamlessly into your home office setup while providing ample room for notes, receipts, and monthly tracking, making bill management both efficient and clutter free
- AMERICAN MADE EXCELLENCE: Carefully crafted in the USA, Current’s financial planners come in a variety of stunning patterns, colors, and styles to reflect your personal taste, turning a chore into an enjoyable part of your weekly routine
How to pay a Toronto bill online
- Open the City’s MyToronto Pay page and choose the bill or service you need to pay.
- Enter the number or numbers requested from your bill: the tax roll number for property tax, or the utility account and client numbers for a utility bill.
- Choose whether to pay immediately or schedule a future payment, then select a payment method.
- Review the amount, payment date and any service fee before confirming. Save the receipt or check your email for the confirmation.
For any bill, the payment must reach the City before the end of its due date to avoid late fees and penalties. Due dates differ by bill and installment plan; use the date on your current bill rather than assuming a standard deadline.
MyToronto Pay fees and payment methods
| Payment method | MyToronto Pay fee | What to know |
|---|---|---|
| Electronic funds transfer from a bank account | No fee | Use this option to avoid a payment-card service fee. |
| Credit card | 2.35% | The City’s 2024 notice lists Visa, Mastercard and American Express as accepted credit-card networks. Confirm current availability and the fee before paying. |
| Debit card | 1.5% | Review the displayed total before submitting. |
The card fees are percentages of the payment amount, so the additional cost increases with the bill. If you are deciding between a card and a bank-account transfer, compare the displayed total before confirming rather than assuming a card payment is free.
Rank #2
- MASTER YOUR FINANCES WITH EASE: Track your spending, manage your monthly bills, and budget effectively with Current’s bill paying organizer book, featuring 14 spacious pockets and 32 label stickers to keep every receipt and statement in its place
- DURABLE DESIGN FOR LONGTERM USE: Crafted with thick, high-quality paper stock, a coated cover, and a sturdy spiral bound spine, this organizer withstands daily use without tearing, making it a reliable companion for your financial journey year-round
- STAY ON TRACK WITH HELPFUL TIPS: Includes a personal finance tips section filled with practical suggestions to simplify budgeting and optimize your savings, plus large pockets to store tax documents and important bills for easy year-end reference
- CONVENIENT & FUNCTIONAL SIZE: Perfectly sized at 9" x 12", this organizer fits seamlessly into your home office setup while providing ample room for notes, receipts, and monthly tracking, making bill management both efficient and clutter free
- AMERICAN MADE EXCELLENCE: Carefully crafted in the USA, Current’s financial planners come in a variety of stunning patterns, colors, and styles to reflect your personal taste, turning a chore into an enjoyable part of your weekly routine
Can you pay a Toronto utility bill by credit card?
Yes. MyToronto Pay supports payment by credit card, with a 2.35% fee; the City’s 2024 notice lists Visa, Mastercard and American Express. Debit cards carry a 1.5% fee. Electronic funds transfer from a bank account has no fee. Check the current payment screen for available networks and the final amount, since payment terms can change.
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MyToronto Pay is not the only payment route. Depending on the bill and service, the City also lists online banking, telephone banking, payment at a bank teller or ATM, pre-authorized tax payments, cheque and in-person service at a City counter.
Rank #3
- MASTER YOUR FINANCES WITH EASE: Track your spending, manage your monthly bills, and budget effectively with Current’s bill paying organizer book, featuring 14 spacious pockets and 32 label stickers to keep every receipt and statement in its place
- DURABLE DESIGN FOR LONGTERM USE: Crafted with thick, high-quality paper stock, a coated cover, and a sturdy spiral bound spine, this organizer withstands daily use without tearing, making it a reliable companion for your financial journey year-round
- STAY ON TRACK WITH HELPFUL TIPS: Includes a personal finance tips section filled with practical suggestions to simplify budgeting and optimize your savings, plus large pockets to store tax documents and important bills for easy year-end reference
- CONVENIENT & FUNCTIONAL SIZE: Perfectly sized at 9" x 12", this organizer fits seamlessly into your home office setup while providing ample room for notes, receipts, and monthly tracking, making bill management both efficient and clutter free
- AMERICAN MADE EXCELLENCE: Carefully crafted in the USA, Current’s financial planners come in a variety of stunning patterns, colors, and styles to reflect your personal taste, turning a chore into an enjoyable part of your weekly routine
You can also add the City of Toronto as a payee in your bank’s online-banking system. Follow your bank’s instructions and use the account or bill identifiers it requests; allow enough time for the payment to reach the City by the bill’s due date.
| Route | Useful when | Trade-off to consider |
|---|---|---|
| MyToronto Pay | You want to pay online, schedule a payment or receive an email receipt. | Credit and debit cards have service fees. |
| Bank online or telephone banking | You prefer to pay through your bank or do not want to use a payment card. | Check your bank’s processing time to ensure the City receives payment by the due date. |
| Bank teller or ATM | You prefer a bank-assisted or ATM payment. | You need to visit a bank location or ATM. |
| Pre-authorized tax payments | You want property-tax payments handled through an authorized payment arrangement. | Review the City’s terms and setup instructions before enrolling. |
| Cheque or City counter | You need a paper-based or in-person option. | Plan for delivery or travel time so payment arrives by the deadline. |
The City’s property tax and utility payment information has details on the available routes.
Rank #4
- MASTER YOUR FINANCES WITH EASE: Track your spending, manage your monthly bills, and budget effectively with Current’s bill paying organizer book, featuring 14 spacious pockets and 32 label stickers to keep every receipt and statement in its place
- DURABLE DESIGN FOR LONGTERM USE: Crafted with thick, high-quality paper stock, a coated cover, and a sturdy spiral bound spine, this organizer withstands daily use without tearing, making it a reliable companion for your financial journey year-round
- STAY ON TRACK WITH HELPFUL TIPS: Includes a personal finance tips section filled with practical suggestions to simplify budgeting and optimize your savings, plus large pockets to store tax documents and important bills for easy year-end reference
- CONVENIENT & FUNCTIONAL SIZE: Perfectly sized at 9" x 12", this organizer fits seamlessly into your home office setup while providing ample room for notes, receipts, and monthly tracking, making bill management both efficient and clutter free
- AMERICAN MADE EXCELLENCE: Carefully crafted in the USA, Current’s financial planners come in a variety of stunning patterns, colors, and styles to reflect your personal taste, turning a chore into an enjoyable part of your weekly routine
How widely residents use the service
In figures published by the City in April 2024, more than 500,000 resident accounts had been created, about 200,000 residents were engaging regularly for recurring transactions, and residents had completed about 1.4 million transactions representing $556,618,097 in City revenue collection. These are historical adoption figures reported by the City, not current totals.
Quick Recap
Best Value
- MASTER YOUR FINANCES WITH EASE: Track your spending, manage your monthly bills, and budget effectively with Current’s bill paying organizer book, featuring 14 spacious pockets and 32 label stickers to keep every receipt and statement in its place
- DURABLE DESIGN FOR LONGTERM USE: Crafted with thick, high-quality paper stock, a coated cover, and a sturdy spiral bound spine, this organizer withstands daily use without tearing, making it a reliable companion for your financial journey year-round
- STAY ON TRACK WITH HELPFUL TIPS: Includes a personal finance tips section filled with practical suggestions to simplify budgeting and optimize your savings, plus large pockets to store tax documents and important bills for easy year-end reference
- CONVENIENT & FUNCTIONAL SIZE: Perfectly sized at 9" x 12", this organizer fits seamlessly into your home office setup while providing ample room for notes, receipts, and monthly tracking, making bill management both efficient and clutter free
- AMERICAN MADE EXCELLENCE: Carefully crafted in the USA, Current’s financial planners come in a variety of stunning patterns, colors, and styles to reflect your personal taste, turning a chore into an enjoyable part of your weekly routine
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
