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Start by confirming the AI service’s current age rules for your child’s country and account type. Then configure the provider’s controls, add device or family limits if needed, and agree on what your child should never share. These steps cover ChatGPT and Microsoft Copilot for personal accounts; settings and availability can vary by location, account, and app version.
1. Check the service’s age rules before creating an account
Minimum ages and regional requirements differ by service and can change. Microsoft’s current guidance for Copilot for young people applies to personal Microsoft accounts and distinguishes an updated app version available from August 18, 2026. Check the provider’s current terms for the child’s country and account type before signup; school or work accounts may follow different arrangements.
A UK Children’s Commissioner guide published in December 2025 provides a dated overview of age limits across several AI services, but it is not a global or necessarily current authority. It also distinguishes age assurance methods: age verification uses evidence such as government ID, age inference uses signals such as language or search terms, and age estimation predicts an age range from sources such as facial scans. A checkbox or typed birth date alone is not accurate age verification.
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ChatGPT’s family controls work by linking a parent or guardian account with a teen’s account. Follow the current ChatGPT parental-controls instructions to establish the link, then review the available settings together. The documented options include turning off model training or memory, removing access to voice mode, image generation, or group chats, setting quiet hours, and enabling a study mode that offers questions and hints before answers. Which options appear can depend on product rollout.
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These controls do not let a parent read the teen’s conversations, chat history, or real-time activity. Safety notifications may be sent in limited situations, but they are not a transcript or comprehensive monitoring feed. Either person can unlink the accounts; if the teen unlinks, the parent is notified and the controls and notifications stop. Parental controls and teen protections also end when the account moves out of the teen experience at age 18.
3. Use Microsoft Copilot’s family and device controls
Microsoft’s guidance points parents to Microsoft Family Safety or device-level settings from Apple or Google to block Copilot access, schedule usage, or restrict features such as image generation, voice, group chat, or AI companions. Some options may require the child to belong to a family group. These controls operate at the family or device layer; Microsoft’s guidance does not describe them as tools for parents to read conversation transcripts.
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Microsoft says young people’s Copilot chats are not used for training. Its guidance also says young people do not receive personalized ads, though older app material may use different wording. Check the current page for the app version in use. The current guidance discussed here concerns personal Microsoft accounts, not every school or work configuration.
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4. Review privacy settings as separate questions
Do not assume that turning off model training deletes chats or prevents every other form of processing. Training, retention, deletion, moderation, safety review, and account access are distinct questions. Review each provider’s current privacy terms and discuss the choices with your child.
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For ChatGPT, check the training and memory options described in its parental controls guidance. For Copilot, Microsoft says young people’s chats are not used to train its models; consult the current Copilot guidance and applicable privacy information for other data practices. Also consider voice, image uploads, sharing, notifications, and whether a child can access conversation-sharing or group features.
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Set boundaries for prompts and uploads
Microsoft advises young people not to share addresses, passwords, phone numbers, school details, or identifying information about themselves or others. Apply the same rule to photos, documents, voice recordings, and other uploads: a file can reveal personal information even if the prompt does not spell it out. Explain that shared conversations or group features may expose content to other users.
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Agree what to do with important or worrying answers
Microsoft warns that Copilot can make mistakes and recommends checking important or sensitive information with a trusted adult. Make clear that an AI answer is not a substitute for advice from a parent, guardian, or other qualified person. ChatGPT’s limited safety alerts do not replace regular conversations with your child.
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| Control or visibility | ChatGPT | Microsoft Copilot |
|---|---|---|
| Parent setup | Linked parent and teen accounts; selected settings can be managed. | Family Safety or device-level settings can block access, schedule use, or restrict some features. |
| Parent access to chats | No access to chat history or real-time activity; limited safety notifications may occur. | Family and device controls are not described as providing readable conversation transcripts. |
| Training | A parent can turn off model training through the documented controls. | Microsoft says young people’s chats are not used for training. |
| Feature or time limits | Options include removing selected features and setting quiet hours, subject to availability. | Family or device settings may block access, schedule usage, or restrict selected features. |
| Account and version caveat | Feature availability may depend on rollout; teen protections end when the account leaves the teen experience at 18. | Guidance varies by app version and account type; the cited current guidance concerns personal accounts. |
Neither provider’s documented controls establish that every harmful response or workaround will be prevented. Use settings to reduce exposure, not as a guarantee of safety.
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