Quick wins for a faster PC:
Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Repair Windows errors before they cause bigger problemsFix Now →Scan for outdated or missing drivers - takes under a minuteDriver Scan →iTechGuides is reader-supported. When you buy through links on our site, we may earn an affiliate commission. As an Amazon Associate I earn from qualifying purchases. Learn more
Historical iPhone 16 promotions in Pakistan advertised 0% markup, but no offer was verified as active on October 5, 2026. Before buying, get a current written quote from both the seller and the issuing bank: “0% markup” may still come with fees, and the total depends on the exact phone, card, and terms.
Are iPhone 16 0% markup installments available in Pakistan now?
Whether an iPhone 16 installment plan is currently available—and on what terms—has not been established. Do not treat past promotion details as a live offer or rely on an old monthly-payment table. Ask the retailer and bank to confirm in writing that the offer is active and applies to your exact iPhone 16 model and seller.
Pakistan has had local iPhone 16 sales through named channels. In an October 7, 2024 announcement, Jazz said it partnered with Mercantile, which Jazz described as the authorized Apple distributor for Pakistan and South Asia. Jazz said its Business Centers would sell PTA-approved iPhone 16 devices with a limited Apple warranty claimable through Apple-authorized sellers. Read Jazz’s announcement.
What past iPhone 16 installment offers included
The figures below are historical terms, not current quotes. They show why it is important to compare fees as well as the advertised markup rate.
#1 Best Overall
- 6.1" Super Retina XDR OLED, HDR10, Dolby Vision, 1000nits (typ), 2000nits (HBM), 2556x1179px at 460ppi, 3561mAh Battery
- 128GB 8GB RAM, Apple A18 (3nm), Hexa-core (2x4.04 GHz + 4x2.20 GHz), Apple GPU 5-core, 16‑core Neural Engine
- Rear camera: 48MP, f/1.6, wide + 12MP, f/2.2, ultrawide, Front Camera: 12MP, f/1.9, wide, iOS 18, upgradable to iOS 18.5
- 4G LTE: 1/2/3/4/5/7/8/12/13/14/17/18/19/20/25/26/28/29/30/32/34/38/39/40/41/42/48/53/66/71, 5G: n1/2/3/5/7/8/12/14/20/25/26/28/29/30/38/40/41/48/53/66/70/71/75/76/77/78/79 - Dual eSIM
- Unlocked for freedom to choose your carrier. Compatible with both GSM & CDMA networks. The phone is unlocked to work with all GSM Carriers & CDMA Carriers Including AT&T, T-Mobile, Verizon, Sprint., Etc.
| Provider and date | Reported offer | Additional terms |
|---|---|---|
| Bank Alfalah, December 10, 2024 | Its “SBS Instalment Plans at 0% Markup” schedule listed 3-, 6-, 9-, and 12-month tenures. The iPhone 16 128GB /YS was listed at PKR 369,000. | One-time processing fee listed as 2.5% for 3 months and 5% for 6, 9, or 12 months. These dated figures are not a current price or offer. See Bank Alfalah’s promotion PDF. |
| Standard Chartered Pakistan, reported May 6, 2025 | ProPakistani reported a 0% markup plan for eligible credit-card holders, for up to 12 months. | Reported one-time, non-refundable processing fees were 1% for 3 months, 3.5% for 6 months, and 8.5% for 12 months. The report said the offer was time-limited, subject to stock and creditworthiness, and could be changed or withdrawn. These were reported historical terms, not proof of a live offer. Read ProPakistani’s report. |
These were separate promotions from different providers and dates; their fees and conditions should not be combined or assumed to apply to a new offer.
How to compare an installment plan with the cash price
“0% markup” describes the markup rate, not necessarily the total extra cost. Bank Alfalah’s December 2024 offer listed processing fees, and the Standard Chartered plan reported in May 2025 had one-time fees that varied by tenure. A plan’s total payable therefore cannot be assumed to equal the cash price divided by the number of months.
Rank #2
- This pre-owned product is not Apple certified, but has been professionally inspected, tested and cleaned by Amazon-qualified suppliers.
- There will be no visible cosmetic imperfections when held at an arm’s length. There will be no visible cosmetic imperfections when held at an arm’s length.
- This product will have a battery which exceeds 90% capacity relative to new.
- Accessories will not be original, but will be compatible and fully functional. Product may come in generic Box.
- This product is eligible for a replacement or refund within 365 days of receipt if you are not satisfied.
Before agreeing, ask the seller and bank for a written breakdown and compare the total installment cost with the phone’s cash price. Include every charge the quote specifies, such as processing fees, applicable duties or taxes, delivery, and other charges. Confirm the monthly payment and tenure alongside the total payable.
The Tool Desk
Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →Outbyte PC Repair FREERepair Windows errors before they cause bigger problemsFix Now →What to verify before you sign
- Phone and seller: Confirm the exact iPhone 16 model, storage, color, current stock, cash price, and seller. Ask whether the installment offer applies to that exact model from that seller.
- Card and eligibility: Check whether a named bank credit card is required, who can qualify, and whether approval is subject to creditworthiness.
- Full cost: Get the markup rate, every fee or other charge, the monthly installment, tenure, and total payable in writing. Compare that total with the cash price.
- Device status and warranty: Confirm whether the specific unit is PTA-approved, who provides its warranty, how long coverage lasts, and where a claim must be made.
- Offer and purchase terms: Ask for the offer expiry, consequences of a missed payment, cancellation and early-settlement terms, delivery details, and the seller’s return policy.
Where to check the phone’s PTA and warranty details
Retailer claims apply to the seller and product described, so verify them for the specific unit you will receive. iStore says its Lahore iPhones are PTA-approved and include a one-year official Apple warranty; treat this as the retailer’s description and confirm the status, warranty issuer, duration, and claim process before payment. Check iStore’s retailer information.
Rank #3
- 6.1" Super Retina XDR OLED, HDR10, 800 nits (HBM), 1200 nits (peak), 2532x1170px at 460ppi, 4005mAh Battery
- 8GB RAM, Apple A18 6-core CPU (2 performance + 4 efficiency cores), Apple GPU 4-core, 16‑core Neural Engine
- Rear camera: 48MP, f/1.6, wide, Front Camera: 12MP, f/1.9, wide, iOS 18.3.1, upgradable to iOS 18.5
- Connectivity: Global 4G LTE, Sub-6 GHz 5G, LTE, Wi-Fi 6, Bluetooth 5.3, NFC, USB-C, Wireless Charging (7.5W). (does not have mmWave 5G or MagSafe or physical SIM card) - Dual eSIM Only
- Unlocked for freedom to choose your carrier. Compatible with both GSM & CDMA networks. The phone is unlocked to work with all GSM Carriers & CDMA Carriers Including AT&T, T-Mobile, Verizon, Straight Talk., Etc.
PhoneWorld reported on June 1, 2026, that Daraz’s Apple Flagship Store listed iPhone 16 models. Its cited 0% installment example was for a different device, so it does not establish that the iPhone 16 qualifies. The report also noted that charges and duties may apply. Read PhoneWorld’s report.
For general guidance on checking actual installment totals, apple.net.pk’s guide advises asking banks or retailers for the figures. It is an independent guide, not Apple Inc.
Rank #4
- This pre-owned product is not Apple certified, but has been professionally inspected, tested and cleaned by Amazon-qualified suppliers.
- There will be no visible cosmetic imperfections when held at an arm’s length. There will be no visible cosmetic imperfections when held at an arm’s length.
- This product will have a battery which exceeds 90% capacity relative to new.
- Accessories will not be original, but will be compatible and fully functional. Product may come in generic Box.
- This product is eligible for a replacement or refund within 365 days of receipt if you are not satisfied.
How to choose between current offers
Once you have written quotes, compare them on the same basis rather than choosing by the “0% markup” label alone.
Free tools Windows power users keep installed
One-click scans. No signup required.
- Total cost after fees and other charges, compared with the cash price.
- Monthly payment and repayment tenure.
- Required bank card and credit eligibility.
- Exact device variant, availability, and seller.
- PTA approval, warranty issuer, duration, and claim channel.
- Delivery, return, cancellation, and early-settlement terms.
Without verified current prices and terms, there is no sound basis to rank banks or retailers as the best current option.
Quick Recap
Best Value
- This pre-owned product is not Apple certified, but has been professionally inspected, tested and cleaned by Amazon-qualified suppliers.
- There will be no visible cosmetic imperfections when held at an arm’s length. There will be no visible cosmetic imperfections when held at an arm’s length.
- This product will have a battery which exceeds 80% capacity relative to new.
- Accessories will not be original, but will be compatible and fully functional. Product may come in generic Box.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
