Weixin Pay vs M-PESA

WPWeixin Pay9.1Visit M-PESA8.9Visit

Higher score WP Weixin Pay #3 in Mobile Payment Apps 9.1/10 Free plan Free plan✓ 0 of 5 features Visit Weixin Pay

vs

M-PESA #5 in Mobile Payment Apps 8.9/10 Paid ✓ 0 of 5 features Visit M-PESA

• Weixin Pay fits best

  QR and cross-border payments in supported markets

• M-PESA fits best

  Mobile-money users needing cash access

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Side by side

Feature	WPWeixin Pay 9.1/10 Visit ↗	M-PESA 8.9/10 Visit ↗
At a glance
Editor score	9.1	8.9
Ranking	#3 in Mobile Payment Apps	#5 in Mobile Payment Apps
Best for	QR and cross-border payments in supported markets	Mobile-money users needing cash access
Pricing model	Free	Paid
Starting price	Free plan	Not checked yet
Free plan	✓ (best)	Not checked yet
Free trial	—	—
Deployment	Mobile	Mobile
Platforms	iOS, Android	iOS, Android
Support	Email	Email, Docs
Built for	Solo, Small business, Mid-market, Enterprise	Solo, Small business, Mid-market, Enterprise
Features Weixin Pay 0/5 · M-PESA 0/5
In-store payments	Not checked yet	Not checked yet
Peer transfers	Not checked yet	Not checked yet
Bill payment	Not checked yet	Not checked yet
QR payments	Not checked yet	Not checked yet
International transfers	Not checked yet	Not checked yet
Specs
Mobile platforms	Not checked yet	Not checked yet
Our review
Pros	QR and in-app payments across retail, dining, transport and more Links international credit and debit cards to a mobile wallet Supports instant transfers via bank or wallet methods in supported markets	Cash deposits and withdrawals through agents and selected ATMs Bills, merchant payments, airtime, data and scheduled payments International remittances to bank accounts and cash-pickup locations
Cons	Cross-border features, currencies and limits vary by market and eligibility Remittance receiving depends on supported partners and corridors Mobile-only service with email as the listed support channel	Tied to Safaricom's mobile network and supported markets Fees vary by transaction band and service International transfers depend on selected services and destinations
Our verdict	Weixin Pay is Tencent’s mobile payment and digital wallet service integrated with Weixin and WeChat. It is designed for people and businesses that need QR-code payments, in-app checkout, linked bank cards, wallet storage and merchant… Read the review →	M-PESA is Safaricom's mobile money platform for sending and receiving funds, paying bills and merchants, buying airtime and data, depositing cash, and withdrawing it. Customers can access the service through iOS and Android apps, USSD, SIM… Read the review →

Strengths and trade-offs

• Weixin Pay — where it wins

  • QR and in-app payments across retail, dining, transport and more
  • Links international credit and debit cards to a mobile wallet
  • Supports instant transfers via bank or wallet methods in supported markets

  Where it doesn't

  • Cross-border features, currencies and limits vary by market and eligibility
  • Remittance receiving depends on supported partners and corridors
  • Mobile-only service with email as the listed support channel

• M-PESA — where it wins

  • Cash deposits and withdrawals through agents and selected ATMs
  • Bills, merchant payments, airtime, data and scheduled payments
  • International remittances to bank accounts and cash-pickup locations

  Where it doesn't

  • Tied to Safaricom's mobile network and supported markets
  • Fees vary by transaction band and service
  • International transfers depend on selected services and destinations

• WPWeixin Pay9.1/10 · Free plan

  A free mobile wallet for QR, merchant and supported cross-border payments.

  Visit Weixin PayFull verdict →
• M-PESA8.9/10 · Paid

  A broad mobile wallet for transfers, cash access, bills, merchants and remittances.

  Visit M-PESAFull verdict →