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Head-to-head · Mobile Payment Apps

Venmo vs GrabPay

  • Updated Oct 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Venmo #4 in Mobile Payment Apps 9.0/10 Free plan Free plan✓ 0 of 5 features Visit Venmo
GrabPay #8 in Mobile Payment Apps 8.6/10 Free plan Free plan✓ 0 of 5 features Visit GrabPay

Venmo leads on 0 checks, GrabPay on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreVenmo · 9.0/10
  • Free planboth

Venmo scores higher on our rubric for mobile payment apps: 9.0 against 8.6 out of 10; our editors rank them #4 and #8.

Venmo is the better fit for U.S. peer payments and expense splitting. GrabPay is the better fit for integrated wallet payments in Southeast Asia.

  • Venmo fits best

    U.S. peer payments and expense splitting

  • GrabPay fits best

    Integrated wallet payments in Southeast Asia

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Side by side

Feature Venmo 9.0/10 Visit ↗ GrabPay 8.6/10 Visit ↗
At a glance
Editor score 9.0 8.6
Ranking #4 in Mobile Payment Apps #8 in Mobile Payment Apps
Best for U.S. peer payments and expense splitting Integrated wallet payments in Southeast Asia
Pricing model Free Free
Starting price Free plan Free plan
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Mobile
Platforms Web, iOS, Android iOS, Android
Support Live chat, Docs Phone, Docs
Built for Solo, Small business Solo
Features Venmo 0/5 · GrabPay 0/5
In-store payments Not checked yet Not checked yet
Peer transfers Not checked yet Not checked yet
Bill payment Not checked yet Not checked yet
QR payments Not checked yet Not checked yet
International transfers Not checked yet —
Specs
Mobile platforms Not checked yet Not checked yet
Our review
Pros
  • Free app for sending, requesting, and receiving money
  • Group expense splitting, scheduled payments, and transaction history
  • Instant or standard transfers to linked banks and eligible debit cards
  • Pays for Grab rides, food and deliveries, plus online and QR purchases
  • Supports PayNow and card top-ups, peer transfers and eligible bank transfers
  • Offers GrabRewards points on eligible spending and PIN or biometric security
Cons
  • Primarily serves the U.S. market
  • Transfer fees vary by funding method and transfer type
  • Consumer and small-business focus may not fit larger organizations
  • Designed around Singapore payment networks and services
  • Transfer options depend on verification, funding source and local rules
  • Available on iOS and Android, with mobile-only deployment
Our verdict

Venmo is a mobile payment app for sending, requesting, receiving, and managing money. It is aimed primarily at consumers, friends and family, side gigs, and small businesses. Users can fund payments from a Venmo balance, linked bank…

Read the review →

GrabPay Wallet is a stored-value wallet within the Grab app, aimed at people in Singapore who want to pay for Grab services and make other everyday payments from a mobile balance. It supports rides, food and deliveries, online checkout and…

Read the review →
  1. VenmoMobile Payment Apps 9.0Free plan
  2. GrabPayMobile Payment Apps 8.6Free plan

Strengths and trade-offs

  • Venmo — where it wins

    • Free app for sending, requesting, and receiving money
    • Group expense splitting, scheduled payments, and transaction history
    • Instant or standard transfers to linked banks and eligible debit cards

    Where it doesn't

    • Primarily serves the U.S. market
    • Transfer fees vary by funding method and transfer type
    • Consumer and small-business focus may not fit larger organizations

  • GrabPay — where it wins

    • Pays for Grab rides, food and deliveries, plus online and QR purchases
    • Supports PayNow and card top-ups, peer transfers and eligible bank transfers
    • Offers GrabRewards points on eligible spending and PIN or biometric security

    Where it doesn't

    • Designed around Singapore payment networks and services
    • Transfer options depend on verification, funding source and local rules
    • Available on iOS and Android, with mobile-only deployment

More comparisons

All mobile payment apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update