UMB HSA vs Navia Benefits Administration

UMB HSA8.3Visit NBNavia Benefits Administration7.5Visit

Higher score UMB HSA #3 in Health Savings Account (HSA) Software 8.3/10 Pricing on request ✓ 4 of 5 features Visit UMB HSA

vs

NB Navia Benefits Administration #4 in Health Savings Account (HSA) Software 7.5/10 Pricing on request ✓ 0 of 5 features Visit Navia

• UMB HSA fits best

  Employers needing HSA controls and reporting

• Navia Benefits Administration fits best

  Mid-market and enterprise benefits teams

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Side by side

Feature	UMB HSA 8.3/10 Visit ↗	NBNavia Benefits Administration 7.5/10 Visit ↗
At a glance
Editor score	8.3	7.5
Ranking	#3 in Health Savings Account (HSA) Software	#4 in Health Savings Account (HSA) Software
Best for	Employers needing HSA controls and reporting	Mid-market and enterprise benefits teams
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud, Mobile
Platforms	Web	Web
Support	Email, Live chat, Phone	Email, Phone, Live chat, Docs · 24/7
Built for	Small business, Mid-market, Enterprise	Mid-market, Enterprise
Features UMB HSA 4/5 · Navia Benefits Administration 0/5
Employer administration	✓ (best)	Not checked yet
Account holder portal	✓ (best)	Not checked yet
Contribution management	✓ (best)	Not checked yet
HSA investments	✓ (best)	Not checked yet
Mobile app	Not checked yet	Not checked yet
Our review
Pros	Employer portal provides real-time account information, reporting and analytics. Participants can pay bills, request reimbursements and store receipts online. HSA Saver investing and Visa debit card support are included.	Supports benefits eligibility, enrollment events, and dependent enrollment Combines payroll tools, plan comparisons, and savings and investment calculators Includes ACA support, COBRA management, reporting, and 24/7 AI chat
Cons	Employer solution pricing requires contacting sales. The listed platform is web-based only. Some account-holder transactions and tools may require online access.	Focuses on broad benefits administration rather than core HSA account operations Pricing requires a quote rather than published standard plans Web is listed as a platform, while mobile access is described for enrollment
Our verdict	UMB HSA brings employer administration and account-holder tools together for organizations offering health savings accounts. Employers get enrollment and contribution options, administrative assistance, and a business portal with real-time… Read the review →	Navia Benefits Administration is a web-based benefits eligibility and enrollment platform for employers and brokers, positioned for mid-market and larger organizations. It supports enrollment across all events, dependent enrollment, and… Read the review →

Strengths and trade-offs

• UMB HSA — where it wins

  • Employer portal provides real-time account information, reporting and analytics.
  • Participants can pay bills, request reimbursements and store receipts online.
  • HSA Saver investing and Visa debit card support are included.

  Where it doesn't

  • Employer solution pricing requires contacting sales.
  • The listed platform is web-based only.
  • Some account-holder transactions and tools may require online access.

• Navia Benefits Administration — where it wins

  • Supports benefits eligibility, enrollment events, and dependent enrollment
  • Combines payroll tools, plan comparisons, and savings and investment calculators
  • Includes ACA support, COBRA management, reporting, and 24/7 AI chat

  Where it doesn't

  • Focuses on broad benefits administration rather than core HSA account operations
  • Pricing requires a quote rather than published standard plans
  • Web is listed as a platform, while mobile access is described for enrollment

• UMB HSA8.3/10 · Pricing on request

  Combines employer controls and reporting with account-holder payment and investment tools.

  Visit UMB HSAFull verdict →
• NBNavia Benefits Administration7.5/10 · Pricing on request

  Broad benefits administration with HSA-related calculators, not a dedicated HSA account platform.

  Visit NaviaFull verdict →