Head-to-head · Cash Advance Apps
Tilt vs FloatMe
Tilt leads on 1 check, FloatMe on 2, and 3 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreTilt · 8.4/10
- Lowest starting priceFloatMe · $6.99/mo
- Free planonly FloatMe
Tilt scores higher on our rubric for cash advance apps: 8.4 against 7.0 out of 10; our editors rank them #2 and #7.
FloatMe offers free plan; Tilt doesn't. FloatMe is cheaper to start at $6.99/mo against $8/mo. Tilt leads on maximum advance: 500 $ versus 200 $.
Tilt is the better fit for users who also want budgeting and savings tools. FloatMe is the better fit for users needing small advances and balance alerts.
- Tilt fits best
Users who also want budgeting and savings tools
- FloatMe fits best
Users needing small advances and balance alerts
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.
Side by side
| Feature | Tilt 8.4/10 Visit ↗ | FloatMe 7.0/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 8.4 | 7.0 |
| Ranking | #2 in Cash Advance Apps | #7 in Cash Advance Apps |
| Best for | Users who also want budgeting and savings tools | Users needing small advances and balance alerts |
| Pricing model | Paid | Free plan + paid |
| Starting price | $8/mo | $6.99/mo (best) |
| Free plan | — | ✓ (best) |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Mobile |
| Platforms | Web, iOS | iOS, Android |
| Support | Email, Live chat, Phone, Docs · 24/7 | Email, Tickets |
| Built for | Solo, Small business | Solo |
| Features Tilt 1/3 · FloatMe 1/3 | ||
| Direct deposit required | Not published | — |
| Instant transfer fee | ✓ | ✓ |
| Credit check | — | — |
| Specs | ||
| Maximum advance | 500 $ (best) | 200 $ |
| Advance basis | Income | Income |
| Funding speed | Minutes | Minutes |
| Repayment method | Bank_transfer | Bank_transfer |
| Our review | ||
| Pros |
|
|
| Cons |
|
|
| Our verdict | Tilt is a U.S. financial technology app for people seeking paycheck-oriented cash advances alongside budgeting and savings tools. Available on the web and iOS, it reviews income and spending activity from a linked bank account to determine… Read the review → |
FloatMe is a U.S. mobile app for eligible users seeking small cash advances, called Floats, to cover expenses or help avoid overdrafts. It is designed for individuals who can connect a bank account and debit card and provide account and… Read the review → |
Strengths and trade-offs
Tilt — where it wins
- Advances from $10 to $500 with no credit check
- Free standard delivery typically within one business day
- Budgeting, automatic savings, and credit-score monitoring in one app
Where it doesn't
- $8 monthly subscription required; there is no free plan
- Instant delivery is paid, with fees varying by advance amount
- Unavailable to Connecticut, Maine, and Washington, D.C. residents
FloatMe — where it wins
- Free ACH standard delivery, generally within one to three business days
- Balance predictions and alerts may help flag insufficient-fund risk
- No credit check is stated for advance eligibility
Where it doesn't
- Advance amounts are capped at 200
- Instant delivery to a card or linked account carries a fee
- Eligibility, approval and availability vary by user and location
- Tilt8.4/10 · From $8/mo · 14-day trial
A $8/month advance app with budgeting and savings tools, tempered by paid instant delivery.
Visit TiltFull verdict → - FloatMe7.0/10 · Free plan · paid from $6.99/mo
FloatMe pairs modest cash advances with balance-risk alerts and free standard ACH delivery.
Visit FloatMeFull verdict →
More comparisons
- Chime MyPay vs Tilt
- Chime MyPay vs FloatMe
- Tilt vs Bree
- Tilt vs Vola
- Tilt vs Dave ExtraCash
- Tilt vs OneBlinc Cash Advance (BlincAdvance)
- Tilt vs B9
- Bree vs FloatMe
All cash advance apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update