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Head-to-head · Mobile Credit Card Processing Software

Stripe Terminal vs Tyro Hospitality Payments

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Stripe Terminal #1 in Mobile Credit Card Processing Software 9.3/10 Paid ✓ 2 of 3 features Visit Stripe
Tyro Hospitality Payments #8 in Mobile Credit Card Processing Software 8.3/10 Paid ✓ 0 of 3 features Visit Tyro

Stripe Terminal leads on 0 checks, Tyro Hospitality Payments on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreStripe Terminal · 9.3/10
  • Most featuresStripe Terminal · 2 of 3

Stripe Terminal scores higher on our rubric for mobile credit card processing software: 9.3 against 8.3 out of 10; our editors rank them #1 and #8.

Stripe Terminal is the better fit for businesses building custom mobile payment flows. Tyro Hospitality Payments is the better fit for hospitality businesses taking tableside mobile payments.

  • Stripe Terminal fits best

    Businesses building custom mobile payment flows

  • Tyro Hospitality Payments fits best

    Hospitality businesses taking tableside mobile payments

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Side by side

Feature Stripe Terminal 9.3/10 Visit ↗ Tyro Hospitality Payments 8.3/10 Visit ↗
At a glance
Editor score 9.3 8.3
Ranking #1 in Mobile Credit Card Processing Software #8 in Mobile Credit Card Processing Software
Best for Businesses building custom mobile payment flows Hospitality businesses taking tableside mobile payments
Pricing model Paid Paid
Starting price — —
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Docs Phone, Docs · 24/7
Integrations 6 integrations 580+ integrations
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Stripe Terminal 2/3 · Tyro Hospitality Payments 0/3
Card reader available Not checked yet Not checked yet
Tap to Pay ✓ (best) Not checked yet
Offline payments ✓ (best) Not checked yet
Specs
Mobile platforms Not checked yet Not checked yet
In-person fee Not checked yet Not checked yet
Payment methods Not checked yet Not checked yet
Our review
Pros
  • Accepts Tap to Pay on compatible iPhone and Android devices
  • APIs and SDKs support custom point-of-sale integrations
  • Offers offline collection with supported readers and SDK configurations
  • Pay@Table supports tableside checkout and split-bill payments.
  • Accepts card-present, QR-code, website, and kiosk payments.
  • Offers POS and reservation integrations with real-time reporting.
Cons
  • Transaction fees include an added charge for international cards
  • Readers and optional cellular service add hardware or monthly costs
  • Tap to Pay and offline features have market, device, and eligibility limits
  • There is no free plan.
  • The standard transaction fee is 1.3%.
  • Tyro BYO requires an iPhone or Android device for payment acceptance.
Our verdict

Stripe Terminal gives businesses and platforms infrastructure for accepting in-person payments through certified card readers or Tap to Pay on compatible iPhone and Android devices. Its APIs and SDKs suit internet businesses, SaaS…

Read the review →

For Australian cafés, restaurants, bars, and other hospitality venues, Tyro Hospitality Payments brings EFTPOS and online payment processing together. Its mobile options include portable terminals and Tyro BYO, which accepts payments using…

Read the review →
  1. Stripe TerminalMobile Credit Card Processing Software 9.3Paid
  2. Tyro Hospitality PaymentsMobile Credit Card Processing Software 8.3Paid

Strengths and trade-offs

  • Stripe Terminal — where it wins

    • Accepts Tap to Pay on compatible iPhone and Android devices
    • APIs and SDKs support custom point-of-sale integrations
    • Offers offline collection with supported readers and SDK configurations

    Where it doesn't

    • Transaction fees include an added charge for international cards
    • Readers and optional cellular service add hardware or monthly costs
    • Tap to Pay and offline features have market, device, and eligibility limits

  • Tyro Hospitality Payments — where it wins

    • Pay@Table supports tableside checkout and split-bill payments.
    • Accepts card-present, QR-code, website, and kiosk payments.
    • Offers POS and reservation integrations with real-time reporting.

    Where it doesn't

    • There is no free plan.
    • The standard transaction fee is 1.3%.
    • Tyro BYO requires an iPhone or Android device for payment acceptance.
  • Stripe Terminal9.3/10 · Paid

    A flexible mobile payment stack for businesses building custom in-person checkout.

    Visit StripeFull verdict →
  • Tyro Hospitality Payments8.3/10 · Paid

    Mobile and tableside payments, split bills, and online ordering for hospitality venues.

    Visit TyroFull verdict →

More comparisons

All mobile credit card processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update