Head-to-head · Neobank Apps
Starling Bank vs Nubank
Starling Bank leads on 0 checks, Nubank on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreStarling Bank · 9.3/10
- Free planboth
- Most featuresStarling Bank · 2 of 3
Starling Bank scores higher on our rubric for neobank apps: 9.3 against 8.4 out of 10; our editors rank them #1 and #8.
Starling Bank is the better fit for UK customers wanting a versatile everyday bank. Nubank is the better fit for brazilian users who use Pix and savings goals.
- Starling Bank fits best
UK customers wanting a versatile everyday bank
- Nubank fits best
Brazilian users who use Pix and savings goals
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Side by side
| Feature | Starling Bank 9.3/10 Visit ↗ | Nubank 8.4/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.3 | 8.4 |
| Ranking | #1 in Neobank Apps | #8 in Neobank Apps |
| Best for | UK customers wanting a versatile everyday bank | Brazilian users who use Pix and savings goals |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Mobile |
| Platforms | Web, iOS, Android | iOS, Android |
| Support | Live chat, Phone, Email, Docs · 24/7 | Live chat, Phone |
| Built for | Solo, Small business | Solo |
| Features Starling Bank 2/3 · Nubank 0/3 | ||
| Early pay access | Not checked yet | Not checked yet |
| Cash deposit support | ✓ (best) | Not checked yet |
| International transfers | ✓ (best) | Not checked yet |
| Specs | ||
| Account scope | Both | Not checked yet |
| Savings yield | 4.00% AER variable on balances up to £25,000; 2.75% AER standard rate above that or after the first six months | Not checked yet |
| Supported currencies | Not checked yet | Not checked yet |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Starling Bank is a UK bank with personal, joint and business current accounts managed through its mobile app and online banking. It is suited to customers who want an everyday account with budgeting and payment tools, as well as sole… Read the review → |
Nubank is a digital financial-services provider in Brazil, with a mobile account for receiving, transferring and spending money. Its free basic account is suited to people who want Pix, bill payments and savings organized around goals in… Read the review → |
Strengths and trade-offs
Starling Bank — where it wins
- Offers personal, joint and business current accounts.
- Spaces, virtual cards and Bills Manager help organize spending.
- Supports cash deposits, cheque deposits and international payments.
Where it doesn't
- Some optional services may carry charges.
- The Easy Saver interest rate is variable.
- It is a bank account offering, not a conventional software subscription.
Nubank — where it wins
- Free account supports Pix transfers, payments and bill payments
- Caixinhas organize savings goals and link to fixed-income options
- Available on iOS and Android, with chat and phone support
Where it doesn't
- Debit card must be requested through the app
- Credit products require separate approval
- Cash withdrawals and some other account-linked services may have fees
- Starling Bank9.3/10 · Free plan
A no-monthly-fee UK bank account with budgeting, payments and savings tools.
Visit Starling BankFull verdict → - Nubank8.4/10 · Free plan
Nubank pairs everyday Pix payments with goal-based savings in a free mobile account.
Visit NubankFull verdict →
Starling Bank vs Nubank: questions
Which is better for neobank apps, Starling Bank or Nubank?
Starling Bank scores higher on our rubric for neobank apps: 9.3 against 8.4 out of 10; our editors rank them #1 and #8.
How do Starling Bank and Nubank compare?
All 3 checks we put side by side come out level: neither leads on any.
Do Starling Bank and Nubank have a free plan?
Starling Bank: Yes. Nubank: Yes.
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All neobank apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update