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Head-to-head · Restaurant Payment Processing Software

SpotOn Payment Processing vs Tyro Hospitality Payments

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side

SpotOn Payment Processing leads on 1 check, Tyro Hospitality Payments on 0, and 5 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSpotOn Payment Processing · 8.6/10
  • Free planonly SpotOn Payment Processing

SpotOn Payment Processing scores higher on our rubric for restaurant payment processing software: 8.6 against 8.1 out of 10; our editors rank them #6 and #11.

SpotOn Payment Processing offers free plan; Tyro Hospitality Payments doesn't.

SpotOn Payment Processing is the better fit for restaurants seeking free software with reporting. Tyro Hospitality Payments is the better fit for australian restaurants needing unified EFTPOS.

  • SpotOn Payment Processing fits best

    Restaurants seeking free software with reporting

  • Tyro Hospitality Payments fits best

    Australian restaurants needing unified EFTPOS

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Side by side

Feature SpotOn Payment Processing 8.6/10 Visit ↗ Tyro Hospitality Payments 8.1/10 Visit ↗
At a glance
Editor score 8.6 8.1
Ranking #6 in Restaurant Payment Processing Software #11 in Restaurant Payment Processing Software
Best for Restaurants seeking free software with reporting Australian restaurants needing unified EFTPOS
Pricing model Free plan + paid Paid
Starting price $55/unit/mo —
Free plan ✓ (best) —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Phone, Docs · 24/7 Phone, Docs · 24/7
Integrations 10 integrations 580+ integrations
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features SpotOn Payment Processing 5/5 · Tyro Hospitality Payments 5/5
Card-present payments ✓ ✓
Online payments ✓ ✓
Tableside payments ✓ ✓
Mobile payments ✓ ✓
Reconciliation tools ✓ ✓
Specs
Pricing model Flat_rate Flat_rate
Our review
Pros
  • Free POS software and hardware with reporting
  • Supports card-present, online, contactless, and tableside payments
  • Rapid funding transfers in under 30 minutes
  • Supports tableside payments, split bills, tipping and kiosks
  • Combines EFTPOS, QR ordering, online checkout and payment links
  • Offers reporting, unified settlements and least-cost routing
Cons
  • All-In has processing minimums
  • All-In requires a minimum two-year term
  • Processing fees are separate from advertised software fees
  • No free plan is available
  • Standard transaction pricing is 1.3%
  • Designed for Australian hospitality businesses
Our verdict

SpotOn Payment Processing is restaurant-focused payment software integrated with SpotOn POS. It supports card-present, keyed, online, contactless, tableside, and mobile QR-code pay-at-table payments. Restaurants also get ordering, table…

Read the review →

Tyro Hospitality Payments provides EFTPOS and online payment processing for Australian cafés, restaurants, bars and other hospitality venues. It is suited to individual venues and multi-location operators that want card-present payments,…

Read the review →
  1. SpotOn Payment ProcessingRestaurant Payment Processing Software 8.6Free plan
  2. Tyro Hospitality PaymentsRestaurant Payment Processing Software 8.1Paid

Strengths and trade-offs

  • SpotOn Payment Processing — where it wins

    • Free POS software and hardware with reporting
    • Supports card-present, online, contactless, and tableside payments
    • Rapid funding transfers in under 30 minutes

    Where it doesn't

    • All-In has processing minimums
    • All-In requires a minimum two-year term
    • Processing fees are separate from advertised software fees
  • Tyro Hospitality Payments — where it wins

    • Supports tableside payments, split bills, tipping and kiosks
    • Combines EFTPOS, QR ordering, online checkout and payment links
    • Offers reporting, unified settlements and least-cost routing

    Where it doesn't

    • No free plan is available
    • Standard transaction pricing is 1.3%
    • Designed for Australian hospitality businesses
  • SpotOn Payment Processing8.6/10 · Free plan

    A free restaurant POS and payments option with reporting and a $55 paid tier.

    Visit SpotOnFull verdict →
  • Tyro Hospitality Payments8.1/10 · Paid

    Unified EFTPOS and online payments for Australian restaurants and venues.

    Visit TyroFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update