Head-to-head · Restaurant Payment Processing Software
SpotOn Payment Processing vs Tyro Hospitality Payments
SpotOn Payment Processing leads on 1 check, Tyro Hospitality Payments on 0, and 5 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSpotOn Payment Processing · 8.6/10
- Free planonly SpotOn Payment Processing
SpotOn Payment Processing scores higher on our rubric for restaurant payment processing software: 8.6 against 8.1 out of 10; our editors rank them #6 and #11.
SpotOn Payment Processing offers free plan; Tyro Hospitality Payments doesn't.
SpotOn Payment Processing is the better fit for restaurants seeking free software with reporting. Tyro Hospitality Payments is the better fit for australian restaurants needing unified EFTPOS.
- SpotOn Payment Processing fits best
Restaurants seeking free software with reporting
- Tyro Hospitality Payments fits best
Australian restaurants needing unified EFTPOS
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Side by side
| Feature | SpotOn Payment Processing 8.6/10 Visit ↗ | Tyro Hospitality Payments 8.1/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 8.6 | 8.1 |
| Ranking | #6 in Restaurant Payment Processing Software | #11 in Restaurant Payment Processing Software |
| Best for | Restaurants seeking free software with reporting | Australian restaurants needing unified EFTPOS |
| Pricing model | Free plan + paid | Paid |
| Starting price | $55/unit/mo | — |
| Free plan | ✓ (best) | — |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Support | Email, Phone, Docs · 24/7 | Phone, Docs · 24/7 |
| Integrations | 10 integrations | 580+ integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features SpotOn Payment Processing 5/5 · Tyro Hospitality Payments 5/5 | ||
| Card-present payments | ✓ | ✓ |
| Online payments | ✓ | ✓ |
| Tableside payments | ✓ | ✓ |
| Mobile payments | ✓ | ✓ |
| Reconciliation tools | ✓ | ✓ |
| Specs | ||
| Pricing model | Flat_rate | Flat_rate |
| Our review | ||
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| Our verdict | SpotOn Payment Processing is restaurant-focused payment software integrated with SpotOn POS. It supports card-present, keyed, online, contactless, tableside, and mobile QR-code pay-at-table payments. Restaurants also get ordering, table… Read the review → |
Tyro Hospitality Payments provides EFTPOS and online payment processing for Australian cafés, restaurants, bars and other hospitality venues. It is suited to individual venues and multi-location operators that want card-present payments,… Read the review → |
Strengths and trade-offs
SpotOn Payment Processing — where it wins
- Free POS software and hardware with reporting
- Supports card-present, online, contactless, and tableside payments
- Rapid funding transfers in under 30 minutes
Where it doesn't
- All-In has processing minimums
- All-In requires a minimum two-year term
- Processing fees are separate from advertised software fees
Tyro Hospitality Payments — where it wins
- Supports tableside payments, split bills, tipping and kiosks
- Combines EFTPOS, QR ordering, online checkout and payment links
- Offers reporting, unified settlements and least-cost routing
Where it doesn't
- No free plan is available
- Standard transaction pricing is 1.3%
- Designed for Australian hospitality businesses
- SpotOn Payment Processing8.6/10 · Free plan
A free restaurant POS and payments option with reporting and a $55 paid tier.
Visit SpotOnFull verdict → - Tyro Hospitality Payments8.1/10 · Paid
Unified EFTPOS and online payments for Australian restaurants and venues.
Visit TyroFull verdict →
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All restaurant payment processing software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update




