Riskified vs ACI Proactive Risk Manager

Riskified9.1Visit APACI Proactive Risk Manager8.8Visit

Higher score Riskified #3 in Payment Fraud Detection Software 9.1/10 Pricing on request ✓ 4 of 5 features Visit Riskified

vs

AP ACI Proactive Risk Manager #6 in Payment Fraud Detection Software 8.8/10 Pricing on request ✓ 4 of 5 features Visit ACI Worldwide

• Riskified fits best

  Commerce teams needing chargeback coverage

• ACI Proactive Risk Manager fits best

  Mature banks needing configurable fraud controls

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Side by side

Feature	Riskified 9.1/10 Visit ↗	APACI Proactive Risk Manager 8.8/10 Visit ↗
At a glance
Editor score	9.1	8.8
Ranking	#3 in Payment Fraud Detection Software	#6 in Payment Fraud Detection Software
Best for	Commerce teams needing chargeback coverage	Mature banks needing configurable fraud controls
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud, Self-hosted
Integrations	11 integrations	4 integrations
Built for	Small business, Mid-market, Enterprise	Enterprise
Features Riskified 4/5 · ACI Proactive Risk Manager 4/5
Real-time scoring	✓	✓
Custom rules	Not checked yet	✓ (best)
Machine-learning models	✓	✓
Device fingerprinting	✓	✓
Chargeback guarantee	✓ (best)	Not checked yet
Specs
Supported channels	Omnichannel	Omnichannel
Included transactions	Not checked yet	Not checked yet
Our review
Pros	Real-time machine-learning decisions use device and behavioral signals. Chargeback Guarantee provides liability coverage for eligible fraud chargebacks. Connects with major commerce platforms, payment systems, and APIs.	Real-time scoring combines rules, AI, profiling and device signals Supports fraud and anti-money-laundering checks across omnichannel use cases Open APIs, web services and a single API support connected workflows
Cons	Pricing is contract-based rather than published by standard plan. The platform is primarily focused on enterprise merchants. Chargeback liability coverage applies only to eligible fraud chargebacks.	Pricing is handled through contact sales rather than self-service plans No published transaction-based plan limits guide initial cost comparison Its broad enterprise scope may exceed the needs of smaller organizations
Our verdict	Riskified is an ecommerce fraud and risk intelligence platform for online merchants, with a primary focus on enterprise commerce teams and support for smaller online retailers. Its product set includes Chargeback Guarantee, Adaptive… Read the review →	ACI Proactive Risk Manager is an enterprise fraud and risk-management solution for banks, payment intermediaries and other financial institutions. It evaluates payment activity in real time and near real time, combining expert-defined… Read the review →

Strengths and trade-offs

• Riskified — where it wins

  • Real-time machine-learning decisions use device and behavioral signals.
  • Chargeback Guarantee provides liability coverage for eligible fraud chargebacks.
  • Connects with major commerce platforms, payment systems, and APIs.

  Where it doesn't

  • Pricing is contract-based rather than published by standard plan.
  • The platform is primarily focused on enterprise merchants.
  • Chargeback liability coverage applies only to eligible fraud chargebacks.

• ACI Proactive Risk Manager — where it wins

  • Real-time scoring combines rules, AI, profiling and device signals
  • Supports fraud and anti-money-laundering checks across omnichannel use cases
  • Open APIs, web services and a single API support connected workflows

  Where it doesn't

  • Pricing is handled through contact sales rather than self-service plans
  • No published transaction-based plan limits guide initial cost comparison
  • Its broad enterprise scope may exceed the needs of smaller organizations

• Riskified9.1/10 · Pricing on request

  Real-time fraud decisions with chargeback coverage and commerce integrations.

  Visit RiskifiedFull verdict →
• APACI Proactive Risk Manager8.8/10 · Pricing on request

  A configurable, omnichannel fraud platform for banks that need real-time controls.

  Visit ACI WorldwideFull verdict →