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Head-to-head · Frictionless Checkout Software

PayPal Payments vs ThriveCart

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score PayPal Payments #2 in Frictionless Checkout Software 9.1/10 Free plan Free plan✓ 0 of 6 features Visit PayPal
ThriveCart #7 in Frictionless Checkout Software 8.4/10 30-day trial Free trial✓ 0 of 6 features Visit ThriveCart

PayPal Payments leads on 1 check, ThriveCart on 0, and 0 are even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePayPal Payments · 9.1/10
  • Free planonly PayPal Payments
  • Free trialonly ThriveCart

PayPal Payments scores higher on our rubric for frictionless checkout software: 9.1 against 8.4 out of 10; our editors rank them #2 and #7.

PayPal Payments offers free plan; ThriveCart doesn't.

PayPal Payments is the better fit for merchants prioritizing broad payment acceptance. ThriveCart is the better fit for creators optimizing checkout funnels and upsells.

  • PayPal Payments fits best

    Merchants prioritizing broad payment acceptance

  • ThriveCart fits best

    Creators optimizing checkout funnels and upsells

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature PayPal Payments 9.1/10 Visit ↗ ThriveCart 8.4/10 Visit ↗
At a glance
Editor score 9.1 8.4
Ranking #2 in Frictionless Checkout Software #7 in Frictionless Checkout Software
Best for Merchants prioritizing broad payment acceptance Creators optimizing checkout funnels and upsells
Pricing model Free plan + paid Paid
Starting price Free plan $37/mo
Free plan ✓ (best) —
Free trial — 30 days
Deployment Cloud, Mobile Cloud
Platforms Web, iOS, Android Web
Features PayPal Payments 0/6 · ThriveCart 0/6
Embedded checkout Not checked yet Not checked yet
One-click checkout Not checked yet Not checked yet
Guest checkout Not checked yet Not checked yet
Digital wallets Not checked yet Not checked yet
Multi-currency checkout Not checked yet Not checked yet
Subscription payments Not checked yet Not checked yet
Our review
Pros
  • Accepts PayPal, Venmo, cards, wallets, bank transfers and more
  • Supports hosted checkout, links, buttons, recurring and marketplace payments
  • REST APIs and web, server-side, Android and iOS SDKs are available
  • Hosted and embedded checkout pages with A/B testing
  • One-click upsells, downsells, and order bumps
  • Integrates with Stripe, PayPal, email, and course tools
Cons
  • Transaction pricing varies by payment method, currency, geography and integration
  • Payment methods and availability vary by geography and integration method
  • Optional monthly services and product fees appear in the general fee schedule
  • Standard includes only one bump offer
  • Paid plans start at $37 per month with annual billing
  • Focused on checkout and funnels rather than broad payment infrastructure
Our verdict

PayPal Payments gives businesses tools for accepting online and in-person transactions through PayPal, Venmo in the United States, cards, digital wallets, bank transfers, vouchers, buy-now-pay-later options and cryptocurrency. It supports…

Read the review →

ThriveCart is a web-based commerce and sales-funnel platform for creators, coaches, course businesses, and online sellers. It handles hosted and embedded checkout pages for digital and physical products, memberships, services, and…

Read the review →
  1. PayPal PaymentsFrictionless Checkout Software 9.1Free plan
  2. ThriveCartFrictionless Checkout Software 8.430-day trial

Strengths and trade-offs

  • PayPal Payments — where it wins

    • Accepts PayPal, Venmo, cards, wallets, bank transfers and more
    • Supports hosted checkout, links, buttons, recurring and marketplace payments
    • REST APIs and web, server-side, Android and iOS SDKs are available

    Where it doesn't

    • Transaction pricing varies by payment method, currency, geography and integration
    • Payment methods and availability vary by geography and integration method
    • Optional monthly services and product fees appear in the general fee schedule
  • ThriveCart — where it wins

    • Hosted and embedded checkout pages with A/B testing
    • One-click upsells, downsells, and order bumps
    • Integrates with Stripe, PayPal, email, and course tools

    Where it doesn't

    • Standard includes only one bump offer
    • Paid plans start at $37 per month with annual billing
    • Focused on checkout and funnels rather than broad payment infrastructure

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update