Paymentus vs Increase ACH

Paymentus8.5Visit Increase ACH8.0Visit

Higher score Paymentus #5 in ACH Payment Processing Software 8.5/10 Pricing on request ✓ 3 of 6 features Visit Paymentus

vs

Increase ACH #8 in ACH Payment Processing Software 8.0/10 Paid ✓ 4 of 6 features Visit Increase ACH

• Paymentus fits best

  Enterprise billers needing broad payment operations

• Increase ACH fits best

  API teams optimizing for transaction-based ACH pricing

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Side by side

Feature	Paymentus 8.5/10 Visit ↗	Increase ACH 8.0/10 Visit ↗
At a glance
Editor score	8.5	8.0
Ranking	#5 in ACH Payment Processing Software	#8 in ACH Payment Processing Software
Best for	Enterprise billers needing broad payment operations	API teams optimizing for transaction-based ACH pricing
Pricing model	Paid	Paid
Starting price	Pricing on request	$0.50/unit usage-based
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Email, Phone, Tickets	Email, Docs
Compliance	SOC 2, HIPAA, PCI DSS	SOC 2, PCI DSS
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features Paymentus 3/6 · Increase ACH 4/6
Recurring ACH payments	✓ (best)	Not checked yet
ACH credit support	Not checked yet	✓ (best)
Same-day ACH	Not checked yet	✓ (best)
Payment links	✓ (best)	Not checked yet
API access	✓	✓
Webhook support	Not checked yet	✓ (best)
Specs
ACH transaction limit	Not checked yet	Not checked yet
Our review
Pros	Supports ACH/eCheck, AutoPay, payment plans, and scheduled payments Combines billing, reconciliation, refunds, payouts, and fraud monitoring Offers API, SDK, widget, SSO, and enterprise system integrations	Supports ACH credits, debits, same-day processing, and settlement tracking Connects return codes, trace identifiers, and automatic return correlation Combines lifecycle webhooks with dashboard operator workflows
Cons	Pricing requires a contact-sales process Its broad operational scope may exceed simple payment needs The platform is offered through web and API access	No free plan is published ACH returns are priced at $5 per transaction Monthly fees vary by use case
Our verdict	Paymentus is a cloud-based billing, payment, and money-movement platform for utilities, telecommunications companies, healthcare organizations, governments, higher-education institutions, property managers, banks, credit unions, and other… Read the review →	Increase ACH is an API-first ACH payment product from Increase Technologies, Inc. It is designed for technology companies, fintech platforms, and API teams that need to originate ACH credits and debits in US payment flows. The product… Read the review →

Strengths and trade-offs

• Paymentus — where it wins

  • Supports ACH/eCheck, AutoPay, payment plans, and scheduled payments
  • Combines billing, reconciliation, refunds, payouts, and fraud monitoring
  • Offers API, SDK, widget, SSO, and enterprise system integrations

  Where it doesn't

  • Pricing requires a contact-sales process
  • Its broad operational scope may exceed simple payment needs
  • The platform is offered through web and API access

• Increase ACH — where it wins

  • Supports ACH credits, debits, same-day processing, and settlement tracking
  • Connects return codes, trace identifiers, and automatic return correlation
  • Combines lifecycle webhooks with dashboard operator workflows

  Where it doesn't

  • No free plan is published
  • ACH returns are priced at $5 per transaction
  • Monthly fees vary by use case

• Paymentus8.5/10 · Pricing on request

  A broad ACH and billing platform for organizations with complex payment operations.

  Visit PaymentusFull verdict →
• Increase ACH8.0/10 · Paid

  A focused ACH product for API teams that price around each transaction.

  Visit Increase ACHFull verdict →