OnPay vs SurePayroll

OnPay8.8Visit SurePayroll8.5Visit

Higher score OnPay #3 in Direct Deposit Payroll 8.8/10 30-day trial Free trial✓ 2 of 2 features Visit OnPay

vs

SurePayroll #5 in Direct Deposit Payroll 8.5/10 Paid ✓ 2 of 2 features Visit SurePayroll

• OnPay fits best

  Small employers with multi-state payroll needs

• SurePayroll fits best

  Small restaurants paying tipped employees

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Side by side

Feature	OnPay 8.8/10 Visit ↗	SurePayroll 8.5/10 Visit ↗
At a glance
Editor score	8.8	8.5
Ranking	#3 in Direct Deposit Payroll	#5 in Direct Deposit Payroll
Best for	Small employers with multi-state payroll needs	Small restaurants paying tipped employees
Pricing model	Paid	Paid
Starting price	—	$20/mo
Free plan	—	—
Free trial	30 days	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Phone, Email, Live chat, Docs	Phone, Live chat
Built for	Small business, Mid-market	Small business, Solo
Features OnPay 2/2 · SurePayroll 2/2
Payroll tax filing	✓	✓
Employee self-service	✓	✓
Specs
Pay frequency	Not checked yet	Not checked yet
Deposit speed	Not checked yet	Not checked yet
Payroll countries	Not checked yet	Not checked yet
Employee limit	Not checked yet	Not checked yet
Our review
Pros	Runs payroll across all 50 states with tax filings and payments Supports W-2 employees, 1099 contractors, tips, and overtime Offers unlimited pay runs, multiple schedules, and employee self-service	Supports tipped wages, tip reporting and multiple employee pay rates Full Service includes tax filing and free 2-day direct deposit Employees can access paystubs and tax forms through self-service
Cons	HR, time tracking, compliance, and live HR support are add-ons No ongoing free plan is available 24/7 support is not offered	Plans have monthly base and per-employee charges No Tax Filing excludes payroll tax filing and deposits Restaurant POS integration is not established
Our verdict	OnPay is a cloud-based payroll and HR service for small businesses, restaurants, and bars. It handles W-2 employees and 1099 contractors, with direct deposit, checks, and prepaid debit cards for employee payments. Payroll Essentials… Read the review →	SurePayroll is an online payroll service from Paychex for small businesses, including restaurants that pay tipped employees. Its restaurant payroll support includes tip reporting and multiple pay rates for different roles. Employees can… Read the review →

Strengths and trade-offs

• OnPay — where it wins

  • Runs payroll across all 50 states with tax filings and payments
  • Supports W-2 employees, 1099 contractors, tips, and overtime
  • Offers unlimited pay runs, multiple schedules, and employee self-service

  Where it doesn't

  • HR, time tracking, compliance, and live HR support are add-ons
  • No ongoing free plan is available
  • 24/7 support is not offered

• SurePayroll — where it wins

  • Supports tipped wages, tip reporting and multiple employee pay rates
  • Full Service includes tax filing and free 2-day direct deposit
  • Employees can access paystubs and tax forms through self-service

  Where it doesn't

  • Plans have monthly base and per-employee charges
  • No Tax Filing excludes payroll tax filing and deposits
  • Restaurant POS integration is not established

• OnPay8.8/10 · 30-day trial

  A multi-state payroll service with direct deposit, tax filings, and optional HR tools.

  Visit OnPayFull verdict →
• SurePayroll8.5/10 · Paid

  Restaurant payroll with tip reporting, direct deposit and employee self-service.

  Visit SurePayrollFull verdict →