Onefin vs Fluidly

Onefin8.9Visit Fluidly8.7Visit

Higher score Onefin #4 in Cash Flow Management Software 8.9/10 Pricing on request ✓ 1 of 5 features Visit Onefin

vs

Fluidly #6 in Cash Flow Management Software 8.7/10 Paid ✓ 4 of 5 features Visit Fluidly

• Onefin fits best

  Treasury teams managing debt and funding risk

• Fluidly fits best

  European businesses needing forecasting workflows

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Side by side

Feature	Onefin 8.9/10 Visit ↗	Fluidly 8.7/10 Visit ↗
At a glance
Editor score	8.9	8.7
Ranking	#4 in Cash Flow Management Software	#6 in Cash Flow Management Software
Best for	Treasury teams managing debt and funding risk	European businesses needing forecasting workflows
Pricing model	Paid	Paid
Starting price	Pricing on request	1,290 SEK/mo
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Integrations	2 integrations	13 integrations
Features Onefin 1/5 · Fluidly 4/5
Bank synchronization	Not checked yet	✓ (best)
Cash position view	Not checked yet	✓ (best)
Inflow/outflow tracking	Not checked yet	✓ (best)
Multi-entity support	✓ (best)	Not checked yet
Scenario planning	Not checked yet	✓ (best)
Specs
Bank connection limit	Not checked yet	3 connections
Our review
Pros	Real-time cash visibility across banks, entities, and currencies Tracks debt maturities, covenants, collateral, and exposures Combines forecasting, scenarios, payments, and ERP reconciliation	Live consolidated cash positions across banks and currencies Invoice-based and Holt-Winters liquidity forecasting What-if scenarios, FX monitoring, alerts, and regional integrations
Cons	Access is web-based rather than available across multiple platforms Bank and ERP integrations are described at a general level Pricing is tailored and requires contact with sales	Paid plans start at 1,290 SEK per month Bank connections are limited to three Business is required for multiple ERP connections
Our verdict	Onefin is a web-based treasury management platform for real estate funds and corporate groups. It brings together cash balances, liquidity forecasting, bank connectivity, payment initiation, debt and collateral tracking, risk analysis,… Read the review →	Fluidly is a web-based cash visibility and finance-control platform for Nordic finance teams, companies, funds, family offices, and accounting firms. It connects European bank accounts with ERP and bookkeeping systems, then brings cash… Read the review →

Strengths and trade-offs

• Onefin — where it wins

  • Real-time cash visibility across banks, entities, and currencies
  • Tracks debt maturities, covenants, collateral, and exposures
  • Combines forecasting, scenarios, payments, and ERP reconciliation

  Where it doesn't

  • Access is web-based rather than available across multiple platforms
  • Bank and ERP integrations are described at a general level
  • Pricing is tailored and requires contact with sales

• Fluidly — where it wins

  • Live consolidated cash positions across banks and currencies
  • Invoice-based and Holt-Winters liquidity forecasting
  • What-if scenarios, FX monitoring, alerts, and regional integrations

  Where it doesn't

  • Paid plans start at 1,290 SEK per month
  • Bank connections are limited to three
  • Business is required for multiple ERP connections

• Onefin8.9/10 · Pricing on request

  A focused treasury platform for complex cash, debt, payment, and liquidity oversight.

  Visit OnefinFull verdict →
• Fluidly8.7/10 · Paid

  A focused cash forecasting platform for European finance teams with open-banking feeds.

  Visit FluidlyFull verdict →