nCino Commercial Lending vs LendingWise

nCino Commercial Lending8.7Visit LendingWise8.5Visit

Higher score nCino Commercial Lending #3 in Commercial Loan Software 8.7/10 Pricing on request ✓ 4 of 4 features Visit nCino

vs

LendingWise #4 in Commercial Loan Software 8.5/10 Paid ✓ 0 of 4 features Visit LendingWise

• nCino Commercial Lending fits best

  Banks originating C&I and CRE loans

• LendingWise fits best

  Lenders needing configurable end-to-end loan workflows

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Side by side

Feature	nCino Commercial Lending 8.7/10 Visit ↗	LendingWise 8.5/10 Visit ↗
At a glance
Editor score	8.7	8.5
Ranking	#3 in Commercial Loan Software	#4 in Commercial Loan Software
Best for	Banks originating C&I and CRE loans	Lenders needing configurable end-to-end loan workflows
Pricing model	Paid	Paid
Starting price	Pricing on request	$119.17/user/mo
Free plan	—	—
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Phone, Tickets, Live chat, Docs	Email, Live chat, Phone, Tickets, Community, Docs
Compliance	SOC 2, ISO 27001, GDPR, PCI DSS	SOC 2, ISO 27001, PCI DSS, 2FA
Integrations	8 integrations	19 integrations
Built for	Mid-market, Enterprise	Solo, Small business, Mid-market, Enterprise
Features nCino Commercial Lending 4/4 · LendingWise 0/4
Loan origination	✓ (best)	Not checked yet
Underwriting tools	✓ (best)	Not checked yet
Loan servicing	✓ (best)	Not checked yet
Collateral tracking	✓ (best)	Not checked yet
Specs
Deployment	Cloud	Cloud
Supported loan types	commercial and industrial (C&I); commercial real estate (CRE)	Not checked yet
Our review
Pros	Automates pre-qualification and policy-based credit approvals Combines C&I and CRE underwriting with financial spreading Tracks collateral, risk ratings and portfolio performance in real time	Custom loan stages, workflows, and required-document rules Borrower, broker, and loan officer portals with document upload Loan servicing, payments, draw management, and audit history
Cons	Pricing requires sales engagement and there is no free plan Cloud deployment may not fit institutions requiring on-premises hosting Support coverage is not 24/7	No free plan; Starter begins at $119.17 per user monthly with annual billing Pro adds a substantial monthly cost over Starter Email syncing is described as upcoming, not currently available
Our verdict	nCino Commercial Lending is a cloud-based commercial loan origination system for banks, credit unions and other financial institutions. It covers customer onboarding, application intake, pre-qualification, policy-based approvals,… Read the review →	LendingWise brings CRM, loan origination, and servicing functions into a cloud platform for private lenders, brokers, and lending teams. Its stated coverage spans bridge, fix-and-flip, construction, CRE, SBA, MCA, and business funding.… Read the review →

Strengths and trade-offs

• nCino Commercial Lending — where it wins

  • Automates pre-qualification and policy-based credit approvals
  • Combines C&I and CRE underwriting with financial spreading
  • Tracks collateral, risk ratings and portfolio performance in real time

  Where it doesn't

  • Pricing requires sales engagement and there is no free plan
  • Cloud deployment may not fit institutions requiring on-premises hosting
  • Support coverage is not 24/7

• LendingWise — where it wins

  • Custom loan stages, workflows, and required-document rules
  • Borrower, broker, and loan officer portals with document upload
  • Loan servicing, payments, draw management, and audit history

  Where it doesn't

  • No free plan; Starter begins at $119.17 per user monthly with annual billing
  • Pro adds a substantial monthly cost over Starter
  • Email syncing is described as upcoming, not currently available

• nCino Commercial Lending8.7/10 · Pricing on request

  End-to-end cloud lending workflows for banks handling C&I and CRE portfolios.

  Visit nCinoFull verdict →
• LendingWise8.5/10 · Paid

  Configurable loan workflows span intake, processing, funding, and servicing.

  Visit LendingWiseFull verdict →