MX vs Finicity

MX9.3Visit FFinicity8.4Visit

Higher score MX #1 in Financial Data APIs 9.3/10 Free plan Free plan✓ 0 of 3 features Visit MX

vs

F Finicity #6 in Financial Data APIs 8.4/10 Pricing on request ✓ 3 of 3 features Visit Finicity

• MX fits best

  Teams needing aggregation with a free account

• Finicity fits best

  Banking and investment data with enrichment

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Side by side

Feature	MX 9.3/10 Visit ↗	FFinicity 8.4/10 Visit ↗
At a glance
Editor score	9.3	8.4
Ranking	#1 in Financial Data APIs	#6 in Financial Data APIs
Best for	Teams needing aggregation with a free account	Banking and investment data with enrichment
Pricing model	Free plan + paid	Paid
Starting price	—	Pricing on request
Free plan	✓ (best)	Not checked yet
Free trial	—	—
Support	Email, Docs	Email, Docs
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features MX 0/3 · Finicity 3/3
Webhooks	Not checked yet	✓ (best)
Investment data	Not checked yet	✓ (best)
Transaction enrichment	Not checked yet	✓ (best)
Specs
Account types	Not checked yet	Banking+investment
Transaction history	Not checked yet	Not checked yet
Country coverage	Not checked yet	Not checked yet
Data refresh	Not checked yet	Mixed
Our review
Pros	Aggregates accounts, balances, transactions, investments, and statements Supports OAuth, tokenized, direct, and other connection methods Adds real-time access, cleansing, verification, and categorization	Covers banking, investment, balance and transaction data Adds categorization, merchant normalization and transaction enrichment Supports refresh controls, webhooks and account verification
Cons	The free account covers selected financial institutions The free account is limited to up to 100 users Commercial access is handled through agreements or sales contact	API-only delivery may require in-house integration resources Contact-sales pricing provides limited upfront cost clarity Coverage and capabilities vary by market and permissions
Our verdict	MX provides financial account aggregation and open finance connectivity for banks, credit unions, lenders, and fintech companies. Its APIs support access to account information, balances, transactions, investment data, statements,… Read the review →	Finicity is Mastercard’s open-finance platform for connecting financial accounts and delivering consumer-permissioned data through APIs. It is designed for banks, credit unions, fintechs, lenders, wealth providers, merchants and… Read the review →

Strengths and trade-offs

• MX — where it wins

  • Aggregates accounts, balances, transactions, investments, and statements
  • Supports OAuth, tokenized, direct, and other connection methods
  • Adds real-time access, cleansing, verification, and categorization

  Where it doesn't

  • The free account covers selected financial institutions
  • The free account is limited to up to 100 users
  • Commercial access is handled through agreements or sales contact

• Finicity — where it wins

  • Covers banking, investment, balance and transaction data
  • Adds categorization, merchant normalization and transaction enrichment
  • Supports refresh controls, webhooks and account verification

  Where it doesn't

  • API-only delivery may require in-house integration resources
  • Contact-sales pricing provides limited upfront cost clarity
  • Coverage and capabilities vary by market and permissions

• MX9.3/10 · Free plan

  A mature financial data API with a documented free developer account.

  Visit MXFull verdict →
• FFinicity8.4/10 · Pricing on request

  A broad banking and investment data API suite with enrichment and verification.

  Visit FinicityFull verdict →