Moss vs Float

Moss8.5Visit Float8.4Visit

Higher score Moss #6 in Spend Management Software 8.5/10 Free plan Free plan✓ 6 of 6 features Visit Moss

vs

Float #7 in Spend Management Software 8.4/10 Free plan · 90-day trial Free planFree trial✓ 6 of 6 features Visit Float

• Moss fits best

  European teams needing broad finance integrations

• Float fits best

  Teams wanting spend controls and a long trial

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Side by side

Feature	Moss 8.5/10 Visit ↗	Float 8.4/10 Visit ↗
At a glance
Editor score	8.5	8.4
Ranking	#6 in Spend Management Software	#7 in Spend Management Software
Best for	European teams needing broad finance integrations	Teams wanting spend controls and a long trial
Pricing model	Free plan + paid	Free plan + paid
Starting price	—	—
Free plan	✓	✓
Free trial	—	90 days
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Integrations	8 integrations	3 integrations
Features Moss 6/6 · Float 6/6
Budget controls	✓	✓
Approval workflows	✓	✓
Corporate cards	✓	✓
Bill pay	✓	✓
Expense reimbursements	✓	✓
Multi-currency support	✓	✓
Specs
Card issuance	Both	Both
Our review
Pros	Combines corporate cards, budgets, reimbursements, and accounts payable Connects with DATEV, SAP, Microsoft Dynamics, and other finance systems Free plan includes unlimited cards and configurable approval steps	Essentials includes physical and virtual cards with custom limits and controls Automates receipt collection, matching, and transaction coding Combines bill payments, reimbursements, and accounting sync
Cons	Free plan is limited to 3 users and 20 invoices per month Free wallet supports debit-only funding Paid pricing varies by modules, add-ons, and transaction volume	Some card, bill-pay, and reimbursement features depend on eligibility Professional uses active-user pricing with a monthly minimum Enterprise pricing is custom
Our verdict	Moss brings corporate cards, budgets, reimbursements, accounts payable, and approval workflows together for finance and business teams at growing companies. Teams can issue physical and virtual cards, set spending limits, monitor card… Read the review →	Float brings corporate cards, spend controls, approvals, reimbursements, bill payments, and reporting together for Canadian businesses. Teams can issue CAD and USD physical or virtual cards, set card limits and merchant controls, route… Read the review →

Strengths and trade-offs

• Moss — where it wins

  • Combines corporate cards, budgets, reimbursements, and accounts payable
  • Connects with DATEV, SAP, Microsoft Dynamics, and other finance systems
  • Free plan includes unlimited cards and configurable approval steps

  Where it doesn't

  • Free plan is limited to 3 users and 20 invoices per month
  • Free wallet supports debit-only funding
  • Paid pricing varies by modules, add-ons, and transaction volume

• Float — where it wins

  • Essentials includes physical and virtual cards with custom limits and controls
  • Automates receipt collection, matching, and transaction coding
  • Combines bill payments, reimbursements, and accounting sync

  Where it doesn't

  • Some card, bill-pay, and reimbursement features depend on eligibility
  • Professional uses active-user pricing with a monthly minimum
  • Enterprise pricing is custom

• Moss8.5/10 · Free plan

  Moss brings cards, budgets, invoices, and reimbursements into one finance platform.

  Visit MossFull verdict →
• Float8.4/10 · Free plan · 90-day trial

  Float brings cards, approvals, reimbursements, and bill payments into one spend platform.

  Visit FloatFull verdict →