Suggestions appear as you type. Use the up and down arrows to choose one and Enter to open it.

This page's audience real numbers from our own analytics — open to see them
–Visitors
–Page views
–Clicks to vendors
–Time on page
–Reading now
Clicks to vendors, by tool
  • –
Top countries
  • –
Devices
  • –

– · counted by iTechGuides's own first-party analytics, bots removed, every figure rounded down · how we count

Head-to-head · Personal Loan Apps

MoneyLion Personal Loans vs PSBank Flexi Personal Loan

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score MoneyLion Personal Loans #7 in Personal Loan Apps 6.3/10 Free plan Free plan✓ 2 of 2 features Visit MoneyLion
PSBank Flexi Personal Loan #8 in Personal Loan Apps 5.7/10 Paid ✓ 2 of 2 features Visit PSBank

MoneyLion Personal Loans leads on 1 check, PSBank Flexi Personal Loan on 0, and 2 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMoneyLion Personal Loans · 6.3/10
  • Free planonly MoneyLion Personal Loans

MoneyLion Personal Loans scores higher on our rubric for personal loan apps: 6.3 against 5.7 out of 10; our editors rank them #7 and #8.

MoneyLion Personal Loans offers free plan; PSBank Flexi Personal Loan doesn't.

MoneyLion Personal Loans is the better fit for free mobile loan-offer comparison. PSBank Flexi Personal Loan is the better fit for philippine flexible credit-line borrowing.

  • MoneyLion Personal Loans fits best

    Free mobile loan-offer comparison

  • PSBank Flexi Personal Loan fits best

    Philippine flexible credit-line borrowing

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature MoneyLion Personal Loans 6.3/10 Visit ↗ PSBank Flexi Personal Loan 5.7/10 Visit ↗
At a glance
Editor score 6.3 5.7
Ranking #7 in Personal Loan Apps #8 in Personal Loan Apps
Best for Free mobile loan-offer comparison Philippine flexible credit-line borrowing
Pricing model Free Paid
Starting price Not published Not published
Free plan ✓ (best) —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Phone · 24/7 Live chat, Phone
Built for Solo, Small business, Mid-market, Enterprise Solo
Features MoneyLion Personal Loans 2/2 · PSBank Flexi Personal Loan 2/2
Origination fee ✓ ✓
Prequalification ✓ ✓
Specs
Loan amount range Not published PhP20,000–PhP250,000
APR range Not published 34.49%–42.88% effective annual interest rate, depending on facility and term; published EIRs do not state whether they include origination fees.
Loan purposes debt consolidation; credit-card payoff; home improvement; medical bills; education; large purchases; weddings; unexpected expenses Not published
Mobile apps Both Both
Our review
Pros
  • Compare partner offers side by side by rate, term, and monthly payment
  • Explore matched offers with a soft search that does not affect credit score
  • Apply online and submit documents for a range of loan purposes
  • Offers revolving credit and fixed-term loan facilities.
  • Online checklist and calculator help with pre-screening and estimates.
  • Eligible advance or excess term-loan payments may earn Prime Rebate.
Cons
  • MoneyLion refers applicants to lenders rather than making loans directly
  • Participating lenders determine final rates, fees, approval, and terms
  • No comparable APR range or verified minimum loan amount is published
  • Effective annual interest rates are 34.49%–42.88%.
  • A PhP1,500 or 1% handling fee applies, whichever is higher.
  • Fixed-term repayment is limited to 24- or 36-month tenors.
Our verdict

MoneyLion Personal Loans is an online marketplace that matches consumers with personal-loan offers from partner lenders. Applicants provide a desired amount, loan purpose, and basic financial details, then compare matched offers. The…

Read the review →

PSBank Flexi Personal Loan combines a revolving credit line and fixed-term borrowing from Philippine Savings Bank. It is aimed at eligible Philippine borrowers who want access to a flexible credit facility through a bank, rather than a…

Read the review →
  1. MoneyLion Personal LoansPersonal Loan Apps 6.3Free plan
  2. PSBank Flexi Personal LoanPersonal Loan Apps 5.7Paid

Strengths and trade-offs

  • MoneyLion Personal Loans — where it wins

    • Compare partner offers side by side by rate, term, and monthly payment
    • Explore matched offers with a soft search that does not affect credit score
    • Apply online and submit documents for a range of loan purposes

    Where it doesn't

    • MoneyLion refers applicants to lenders rather than making loans directly
    • Participating lenders determine final rates, fees, approval, and terms
    • No comparable APR range or verified minimum loan amount is published

  • PSBank Flexi Personal Loan — where it wins

    • Offers revolving credit and fixed-term loan facilities.
    • Online checklist and calculator help with pre-screening and estimates.
    • Eligible advance or excess term-loan payments may earn Prime Rebate.

    Where it doesn't

    • Effective annual interest rates are 34.49%–42.88%.
    • A PhP1,500 or 1% handling fee applies, whichever is higher.
    • Fixed-term repayment is limited to 24- or 36-month tenors.
  • MoneyLion Personal Loans6.3/10 · Free plan

    A free marketplace for comparing matched personal-loan offers without a credit-score impact.

    Visit MoneyLionFull verdict →
  • PSBank Flexi Personal Loan5.7/10 · Paid

    A Philippine bank loan pairing reusable credit with fixed-term borrowing, at a stated high effective rate.

    Visit PSBankFull verdict →

More comparisons

All personal loan apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update