MoneyGuide vs Dynamic Planner

MoneyGuide9.2Visit Dynamic Planner8.8Visit

Higher score MoneyGuide #3 in Financial Planning Software 9.2/10 Pricing on request ✓ 7 of 7 features Visit MoneyGuide

vs

Dynamic Planner #7 in Financial Planning Software 8.8/10 Paid ✓ 5 of 7 features See Dynamic Planner

• MoneyGuide fits best

  Goal-focused financial planning practices

• Dynamic Planner fits best

  UK advisers focused on suitability and investments

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Side by side

Feature	MoneyGuide 9.2/10 Visit ↗	Dynamic Planner 8.8/10 Visit ↗
At a glance
Editor score	9.2	8.8
Ranking	#3 in Financial Planning Software	#7 in Financial Planning Software
Best for	Goal-focused financial planning practices	UK advisers focused on suitability and investments
Pricing model	Paid	Paid
Starting price	Pricing on request	£8/yr
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud, Desktop, Mobile	Cloud
Platforms	Web, Windows, macOS, iOS	Web
Integrations	5 integrations	6 integrations
Features MoneyGuide 7/7 · Dynamic Planner 5/7
Cash-flow modeling	✓	✓
Goal planning	✓	✓
Tax planning	✓ (best)	Not checked yet
Scenario analysis	✓	✓
Insurance planning	✓ (best)	Not checked yet
Investment planning	✓	✓
Client portal	✓	✓
Our review
Pros	Combines goal, retirement, cash-flow, tax, insurance, and investment planning Monte Carlo simulations, stress testing, and what-if scenario analysis Advisor-client sharing, portal access, and customizable reports	Stochastic cash-flow modelling with side-by-side scenario comparison Suitability, investment research and client review workflows in one platform Branded client app with valuations, documents, messaging and approvals
Cons	Core pricing uses a contact-sales model The product is proprietary rather than open source Named integrations center on five listed financial platforms	No free plan is available Cash flow is included from the Review Plus plan The Tram client app is billed separately at £8 per client per year
Our verdict	MoneyGuide is financial planning software from Envestnet MoneyGuide for financial advisors and their clients. Its scope covers goal-based planning for single or multiple goals, retirement and lifetime-income planning, cash flow, taxes,… Read the review →	Dynamic Planner is a digital financial planning and advice platform for UK advice firms and wealth managers. It brings together digital fact finding, risk and sustainability profiling, stochastic cash-flow modelling, investment and product… Read the review →

Strengths and trade-offs

• MoneyGuide — where it wins

  • Combines goal, retirement, cash-flow, tax, insurance, and investment planning
  • Monte Carlo simulations, stress testing, and what-if scenario analysis
  • Advisor-client sharing, portal access, and customizable reports

  Where it doesn't

  • Core pricing uses a contact-sales model
  • The product is proprietary rather than open source
  • Named integrations center on five listed financial platforms

• Dynamic Planner — where it wins

  • Stochastic cash-flow modelling with side-by-side scenario comparison
  • Suitability, investment research and client review workflows in one platform
  • Branded client app with valuations, documents, messaging and approvals

  Where it doesn't

  • No free plan is available
  • Cash flow is included from the Review Plus plan
  • The Tram client app is billed separately at £8 per client per year

• MoneyGuide9.2/10 · Pricing on request

  A broad planning suite for advisors managing goals, retirement, tax, insurance, and investment scenarios.

  Visit MoneyGuideFull verdict →
• Dynamic Planner8.8/10 · Paid

  A broad advice workflow combining cash flow, investments, suitability and client engagement.

  See Dynamic PlannerFull verdict →