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Head-to-head · Payment Facilitation Platforms

Mollie vs Xendit

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Mollie #4 in Payment Facilitation Platforms 8.8/10 Paid ✓ 0 of 5 features Visit Mollie
Xendit #8 in Payment Facilitation Platforms 8.4/10 Paid ✓ 0 of 5 features Visit Xendit

Mollie leads on 0 checks, Xendit on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMollie · 8.8/10

Mollie scores higher on our rubric for payment facilitation platforms: 8.8 against 8.4 out of 10; our editors rank them #4 and #8.

Mollie is the better fit for european businesses needing broad payment methods. Xendit is the better fit for southeast Asian marketplaces and online sellers.

  • Mollie fits best

    European businesses needing broad payment methods

  • Xendit fits best

    Southeast Asian marketplaces and online sellers

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Side by side

Feature Mollie 8.8/10 Visit ↗ Xendit 8.4/10 Visit ↗
At a glance
Editor score 8.8 8.4
Ranking #4 in Payment Facilitation Platforms #8 in Payment Facilitation Platforms
Best for European businesses needing broad payment methods Southeast Asian marketplaces and online sellers
Pricing model Paid Paid
Starting price €20/mo Not checked yet
Free plan — Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 8 integrations 6 integrations
Features Mollie 0/5 · Xendit 0/5
Sub-merchant onboarding Not checked yet Not checked yet
KYC/KYB tools Not checked yet Not checked yet
Split payments Not checked yet Not checked yet
Platform payouts Not checked yet Not checked yet
Risk and underwriting Not checked yet Not checked yet
Specs
Payment method depth Not checked yet Not checked yet
Our review
Pros
  • Supports online, in-person, recurring and multicurrency payments
  • Marketplace splits, routing, onboarding and identity verification
  • Broad European payment-method coverage across 28 currencies
  • Accepts cards, bank transfers, e-wallets, QR codes, and local methods
  • Supports marketplace routing, sub-merchants, automated payouts, and batch payouts
  • Offers APIs, mobile SDKs, hosted checkout, and six commerce integrations
Cons
  • Transaction fees apply when using the pay-as-you-go plan
  • Pro costs €20 per month and focuses on in-person rate reductions
  • Payment and payout availability varies by merchant configuration
  • Transaction fees vary by market, method, currency, and contract
  • Its wide feature set may exceed the needs of single-channel sellers
  • It is proprietary rather than open source
Our verdict

Mollie provides online and in-person payment infrastructure for businesses selling through websites, apps, marketplaces or physical locations. Its capabilities cover card, bank-based, direct-debit, buy-now-pay-later, wallet, voucher and…

Read the review →

Xendit is a payment infrastructure platform for startups, SMEs, e-commerce businesses, enterprises, and marketplaces operating in Southeast Asia. It supports online acceptance through cards, virtual accounts, bank transfers, e-wallets, QR…

Read the review →
  1. MolliePayment Facilitation Platforms 8.8Paid
  2. XenditPayment Facilitation Platforms 8.4Paid

Strengths and trade-offs

  • Mollie — where it wins

    • Supports online, in-person, recurring and multicurrency payments
    • Marketplace splits, routing, onboarding and identity verification
    • Broad European payment-method coverage across 28 currencies

    Where it doesn't

    • Transaction fees apply when using the pay-as-you-go plan
    • Pro costs €20 per month and focuses on in-person rate reductions
    • Payment and payout availability varies by merchant configuration
  • Xendit — where it wins

    • Accepts cards, bank transfers, e-wallets, QR codes, and local methods
    • Supports marketplace routing, sub-merchants, automated payouts, and batch payouts
    • Offers APIs, mobile SDKs, hosted checkout, and six commerce integrations

    Where it doesn't

    • Transaction fees vary by market, method, currency, and contract
    • Its wide feature set may exceed the needs of single-channel sellers
    • It is proprietary rather than open source

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update