M-PESA vs bKash

M-PESA9.3Visit BbKash9.1Visit

Higher score M-PESA #1 in Digital Wallet Apps 9.3/10 Paid ✓ 0 of 3 features Visit M-PESA

vs

B bKash #3 in Digital Wallet Apps 9.1/10 Free plan Free plan✓ 0 of 3 features Visit bKash

• M-PESA fits best

  Mobile money with cash access

• bKash fits best

  Cash-based transfers and remittances

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature	M-PESA 9.3/10 Visit ↗	BbKash 9.1/10 Visit ↗
At a glance
Editor score	9.3	9.1
Ranking	#1 in Digital Wallet Apps	#3 in Digital Wallet Apps
Best for	Mobile money with cash access	Cash-based transfers and remittances
Pricing model	Paid	Free plan + paid
Starting price	Not checked yet	Free plan
Free plan	Not checked yet	✓ (best)
Free trial	—	—
Deployment	Mobile	Cloud, Mobile
Platforms	iOS, Android	Web, iOS, Android
Support	Email, Docs	Email, Live chat, Phone, Docs · 24/7
Compliance	2FA	PCI DSS, ISO 27001
Built for	Solo, Small business, Mid-market, Enterprise	Solo, Small business
Features M-PESA 0/3 · bKash 0/3
Virtual cards	Not checked yet	Not checked yet
Peer transfers	Not checked yet	Not checked yet
International transfers	Not checked yet	Not checked yet
Specs
Asset scope	Not checked yet	Not checked yet
Supported platforms	Not checked yet	Not checked yet
Transaction limit	Not checked yet	Not checked yet
Our review
Pros	Cash deposits and withdrawals through agents and selected ATMs Supports bills, merchants, airtime, data and peer transfers Adds scheduled payments and international remittances	Supports wallet, bank, card, cash and international remittance flows Auto Pay enables recurring scheduled transfers Cash-out is available through agents and supported ATMs
Cons	Availability is tied to Safaricom subscribers in supported markets Transfer fees vary by transaction band and service Not a standalone subscription product	Primarily intended for customers in Bangladesh Group transfers are limited to seven bKash customers Transaction fees vary by recipient, amount, service and bank
Our verdict	M-PESA is Safaricom’s mobile money platform for sending and receiving money, paying bills and merchants, buying airtime and data, depositing cash, and withdrawing funds. It is designed for Safaricom subscribers in supported markets who… Read the review →	bKash is a Bangladesh-based mobile financial service for consumers who need to send, receive, withdraw and transfer money through wallet, bank, card, cash and remittance channels. Customers can send money to bKash accounts, other mobile… Read the review →

Strengths and trade-offs

• M-PESA — where it wins

  • Cash deposits and withdrawals through agents and selected ATMs
  • Supports bills, merchants, airtime, data and peer transfers
  • Adds scheduled payments and international remittances

  Where it doesn't

  • Availability is tied to Safaricom subscribers in supported markets
  • Transfer fees vary by transaction band and service
  • Not a standalone subscription product

• bKash — where it wins

  • Supports wallet, bank, card, cash and international remittance flows
  • Auto Pay enables recurring scheduled transfers
  • Cash-out is available through agents and supported ATMs

  Where it doesn't

  • Primarily intended for customers in Bangladesh
  • Group transfers are limited to seven bKash customers
  • Transaction fees vary by recipient, amount, service and bank

• M-PESA9.3/10 · Paid

  A broad mobile-money wallet with cash access, bill pay, remittances and scheduled payments.

  Visit M-PESAFull verdict →
• BbKash9.1/10 · Free plan

  A broad Bangladesh-focused wallet for cash, bank, card and remittance transfers.

  Visit bKashFull verdict →