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Head-to-head · Core Banking Software

FIS Modern Banking Platform vs FIS Integrated Banking Solution

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score FIS Modern Banking Platform #3 in Core Banking Software 9.1/10 Pricing on request ✓ 5 of 5 features Visit FIS
FIS Integrated Banking Solution #4 in Core Banking Software 9.0/10 Pricing on request ✓ 3 of 5 features Visit FIS

FIS Modern Banking Platform leads on 0 checks, FIS Integrated Banking Solution on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreFIS Modern Banking Platform · 9.1/10
  • Most featuresFIS Modern Banking Platform · 5 of 5

FIS Modern Banking Platform scores higher on our rubric for core banking software: 9.1 against 9.0 out of 10; our editors rank them #3 and #4.

FIS Modern Banking Platform is the better fit for retail and small-business banking. FIS Integrated Banking Solution is the better fit for banks using FIS ecosystems.

  • FIS Modern Banking Platform fits best

    Retail and small-business banking

  • FIS Integrated Banking Solution fits best

    Banks using FIS ecosystems

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Side by side

Feature FIS Modern Banking Platform 9.1/10 Visit ↗ FIS Integrated Banking Solution 9.0/10 Visit ↗
At a glance
Editor score 9.1 9.0
Ranking #3 in Core Banking Software #4 in Core Banking Software
Best for Retail and small-business banking Banks using FIS ecosystems
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet Not checked yet
Free trial — —
Deployment Cloud Cloud
Integrations 1,000+ integrations 500+ integrations
Built for Mid-market, Enterprise Small business, Mid-market, Enterprise
Features FIS Modern Banking Platform 5/5 · FIS Integrated Banking Solution 3/5
Loan management ✓ ✓
Real-time processing ✓ ✓
API access ✓ ✓
Regulatory reporting ✓ (best) Not checked yet
Multi-entity support ✓ (best) Not checked yet
Specs
Deployment model Cloud Cloud
Supported currencies Not checked yet Not checked yet
Our review
Pros
  • Real-time account processing with customer and product management
  • Deposits, unsecured lending and regulatory reporting in one platform
  • FIS Code Connect, event notifications and AI capabilities
  • Covers deposits, lending, payments, accounting, analytics and compliance
  • Supports real-time posting, automated reconciliation and loan servicing
  • Open APIs, developer sandbox access and FIS ecosystem integrations
Cons
  • Pricing requires a sales conversation
  • API-focused platform coverage may limit fit for some institutions
  • Broad capabilities may exceed the needs of narrowly focused banks
  • Pricing is handled through contact sales rather than published tiers
  • Private-cloud infrastructure may limit deployment choice
  • Multi-entity management and regulatory reporting require fit validation
Our verdict

FIS Modern Banking Platform is a modular, cloud-native core banking platform for banks, financial institutions and fintechs. It combines customer and product management with an account engine, real-time data access and processing, retail…

Read the review →

FIS Integrated Banking Solution is a cloud-based core processing platform for community and large regional financial institutions. It supports retail and commercial banking across digital and physical channels, bringing deposit account…

Read the review →
  1. FIS Modern Banking PlatformCore Banking Software 9.1Pricing on request
  2. FIS Integrated Banking SolutionCore Banking Software 9.0Pricing on request

Strengths and trade-offs

  • FIS Modern Banking Platform — where it wins

    • Real-time account processing with customer and product management
    • Deposits, unsecured lending and regulatory reporting in one platform
    • FIS Code Connect, event notifications and AI capabilities

    Where it doesn't

    • Pricing requires a sales conversation
    • API-focused platform coverage may limit fit for some institutions
    • Broad capabilities may exceed the needs of narrowly focused banks
  • FIS Integrated Banking Solution — where it wins

    • Covers deposits, lending, payments, accounting, analytics and compliance
    • Supports real-time posting, automated reconciliation and loan servicing
    • Open APIs, developer sandbox access and FIS ecosystem integrations

    Where it doesn't

    • Pricing is handled through contact sales rather than published tiers
    • Private-cloud infrastructure may limit deployment choice
    • Multi-entity management and regulatory reporting require fit validation
  • FIS Modern Banking Platform9.1/10 · Pricing on request

    A modular core for retail and small-business banking with real-time processing and APIs.

    Visit FISFull verdict →
  • FIS Integrated Banking Solution9.0/10 · Pricing on request

    A broad cloud core for banks already aligned with FIS products and services.

    Visit FISFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update