Creem vs Xsolla

Creem9.4Visit Xsolla8.9Visit

Higher score Creem #1 in Merchant of Record Software 9.4/10 Paid ✓ 2 of 2 features Visit Creem

vs

Xsolla #5 in Merchant of Record Software 8.9/10 Paid ✓ 2 of 2 features Visit Xsolla

• Creem fits best

  Digital products needing flexible monetization

• Xsolla fits best

  Large global game and digital-content businesses

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Side by side

Feature	Creem 9.4/10 Visit ↗	Xsolla 8.9/10 Visit ↗
At a glance
Editor score	9.4	8.9
Ranking	#1 in Merchant of Record Software	#5 in Merchant of Record Software
Best for	Digital products needing flexible monetization	Large global game and digital-content businesses
Pricing model	Paid	Paid
Starting price	$0.40/unit usage-based	—
Free plan	—	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, Windows, iOS, Android
Support	Email, Live chat, Community, Docs, Phone	Live chat, Tickets, Docs · 24/7
Compliance	GDPR	SOC 2, ISO 27001, GDPR, PCI DSS
Built for	Solo, Small business, Mid-market	Small business, Mid-market, Enterprise
Features Creem 2/2 · Xsolla 2/2
Subscription billing	✓	✓
Digital delivery	✓	✓
Specs
Tax handling	Full	Full
Checkout options	Hosted	Multi-channel
Payout currencies	Not checked yet	160
Supported countries	190	200 (best)
Our review
Pros	Covers tax, invoicing, fraud, chargebacks, subscriptions, and payouts Supports usage billing, affiliates, revenue splits, and digital delivery Offers API, SDKs, CLI, webhooks, storefronts, and hosted checkout	Full tax calculation, collection, remittance, and filing Supports 200+ regions and 160+ currencies Checkout, subscriptions, delivery, fraud, and chargeback tools
Cons	Standard pricing adds a 3.9% fee plus $0.40 per successful transaction Partner plan pricing is custom rather than publicly specified Verified integrations and company maturity are limited	The listed 5% fee applies to the PSP offering Traditional merchant-of-record pricing requires a sales discussion The platform is focused on digital commerce rather than general retail
Our verdict	Creem is a merchant-of-record and monetization platform for software companies, AI builders, indie hackers, and digital-product creators. It combines checkout, payment processing, tax calculation and remittance, invoicing, fraud and… Read the review →	Xsolla is a merchant-of-record and game-commerce platform for developers, publishers, creators, and other gaming businesses. It supports digital-content sales, payment processing, tax calculation and filing, fraud prevention, refunds,… Read the review →

Strengths and trade-offs

• Creem — where it wins

  • Covers tax, invoicing, fraud, chargebacks, subscriptions, and payouts
  • Supports usage billing, affiliates, revenue splits, and digital delivery
  • Offers API, SDKs, CLI, webhooks, storefronts, and hosted checkout

  Where it doesn't

  • Standard pricing adds a 3.9% fee plus $0.40 per successful transaction
  • Partner plan pricing is custom rather than publicly specified
  • Verified integrations and company maturity are limited

• Xsolla — where it wins

  • Full tax calculation, collection, remittance, and filing
  • Supports 200+ regions and 160+ currencies
  • Checkout, subscriptions, delivery, fraud, and chargeback tools

  Where it doesn't

  • The listed 5% fee applies to the PSP offering
  • Traditional merchant-of-record pricing requires a sales discussion
  • The platform is focused on digital commerce rather than general retail

• Creem9.4/10 · Paid

  A broad monetization stack with flexible billing, global tax handling, and usage-based pricing.

  Visit CreemFull verdict →
• Xsolla8.9/10 · Paid

  A broad global commerce stack for businesses that need tax handling, delivery, and game-platform integrations.

  Visit XsollaFull verdict →