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Head-to-head · Mobile Credit Card Processing Software

Clover Go vs Adyen

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Clover Go #2 in Mobile Credit Card Processing Software 9.1/10 Pricing on request ✓ 2 of 3 features Visit Clover Go
Adyen #3 in Mobile Credit Card Processing Software 8.9/10 From $0.13 ✓ 0 of 3 features Visit Adyen

Clover Go leads on 0 checks, Adyen on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreClover Go · 9.1/10
  • Most featuresClover Go · 2 of 3

Clover Go scores higher on our rubric for mobile credit card processing software: 9.1 against 8.9 out of 10; our editors rank them #2 and #3.

Clover Go is the better fit for small merchants wanting flexible mobile POS. Adyen is the better fit for global businesses needing integrated mobile payments.

  • Clover Go fits best

    Small merchants wanting flexible mobile POS

  • Adyen fits best

    Global businesses needing integrated mobile payments

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Side by side

Feature Clover Go 9.1/10 Visit ↗ Adyen 8.9/10 Visit ↗
At a glance
Editor score 9.1 8.9
Ranking #2 in Mobile Credit Card Processing Software #3 in Mobile Credit Card Processing Software
Best for Small merchants wanting flexible mobile POS Global businesses needing integrated mobile payments
Pricing model Paid Paid
Starting price — From $0.13
Free plan Not checked yet —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Features Clover Go 2/3 · Adyen 0/3
Card reader available Not checked yet Not checked yet
Tap to Pay ✓ (best) Not checked yet
Offline payments ✓ (best) Not checked yet
Specs
Mobile platforms Not checked yet Not checked yet
In-person fee Not checked yet Not checked yet
Payment methods Not checked yet Not checked yet
Our review
Pros
  • Accepts chip, swipe, contactless, and major mobile wallets
  • Tap to Pay on iPhone works without a separate reader
  • Supports refunds, digital receipts, and recurring payments
  • Supports cards, wallets, local methods, and 136 currencies
  • iOS, Android, web, API, SDK, webhook, and plugin integrations
  • Recurring payments, fraud controls, marketplaces, and payouts included
Cons
  • Reader-based card payments require the Clover Go reader
  • Offline payments are merchant-configured and carry authorization risk
  • Rapid Deposit costs a 1.75% fee
  • No free plan is available
  • Payment-method fees vary by region, method, and transaction volume
  • Payout availability is listed for 36 countries
Our verdict

Clover Go is a mobile point-of-sale solution for small and medium-sized businesses that need to take payments away from a fixed checkout. Its app works on iOS and Android, with a web-based Clover Dashboard for transaction history and…

Read the review →

Adyen provides online and in-person payment infrastructure for businesses accepting payments through websites, mobile apps, and other channels. Its online payments product handles cards, wallets, and local payment methods, while mobile…

Read the review →
  1. Clover GoMobile Credit Card Processing Software 9.1Pricing on request
  2. AdyenMobile Credit Card Processing Software 8.9From $0.13

Strengths and trade-offs

  • Clover Go — where it wins

    • Accepts chip, swipe, contactless, and major mobile wallets
    • Tap to Pay on iPhone works without a separate reader
    • Supports refunds, digital receipts, and recurring payments

    Where it doesn't

    • Reader-based card payments require the Clover Go reader
    • Offline payments are merchant-configured and carry authorization risk
    • Rapid Deposit costs a 1.75% fee
  • Adyen — where it wins

    • Supports cards, wallets, local methods, and 136 currencies
    • iOS, Android, web, API, SDK, webhook, and plugin integrations
    • Recurring payments, fraud controls, marketplaces, and payouts included

    Where it doesn't

    • No free plan is available
    • Payment-method fees vary by region, method, and transaction volume
    • Payout availability is listed for 36 countries
  • Clover Go9.1/10 · Pricing on request

    A mobile POS for flexible card acceptance, order management, and recurring payments.

    Visit Clover GoFull verdict →
  • Adyen8.9/10 · From $0.13

    A broad mobile and online payments platform priced per transaction, without a free plan.

    Visit AdyenFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update