Head-to-head · Supply Chain Finance Software
Citi Supplier Finance vs Bank of America Supply Chain Finance
Citi Supplier Finance leads on 1 check, Bank of America Supply Chain Finance on 0, and 5 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreCiti Supplier Finance · 9.3/10
- Most featuresCiti Supplier Finance · 5 of 5
Citi Supplier Finance scores higher on our rubric for supply chain finance software: 9.3 against 8.7 out of 10; our editors rank them #1 and #5.
Citi Supplier Finance offers dynamic discounting; Bank of America Supply Chain Finance doesn't.
Citi Supplier Finance is the better fit for buyers needing broad, multi-tier supplier finance. Bank of America Supply Chain Finance is the better fit for buyers financing approved supplier invoices.
- Citi Supplier Finance fits best
Buyers needing broad, multi-tier supplier finance
- Bank of America Supply Chain Finance fits best
Buyers financing approved supplier invoices
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Side by side
| Feature | Citi Supplier Finance 9.3/10 Visit ↗ | Bank of America Supply Chain Finance 8.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.3 | 8.7 |
| Ranking | #1 in Supply Chain Finance Software | #5 in Supply Chain Finance Software |
| Best for | Buyers needing broad, multi-tier supplier finance | Buyers financing approved supplier invoices |
| Pricing model | Paid | Paid |
| Starting price | Pricing on request | Pricing on request |
| Free plan | Not checked yet | — |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Support | Phone | |
| Built for | Mid-market, Enterprise | Mid-market, Enterprise |
| Features Citi Supplier Finance 5/5 · Bank of America Supply Chain Finance 3/5 | ||
| Dynamic discounting | ✓ (best) | — |
| Reverse factoring | ✓ | ✓ |
| Supplier finance | ✓ | ✓ |
| Early-payment programs | ✓ | ✓ |
| Supplier portal | ✓ (best) | Not checked yet |
| Specs | ||
| Deployment | Cloud | Cloud |
| Supplier limit | Not checked yet | Not checked yet |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Citi Supplier Finance is a web-based supply chain finance service for corporate buyers and their suppliers. Buyers approve invoices and agree extended payment terms with suppliers, who can choose early payment from Citi at a discounted… Read the review → |
Bank of America Supply Chain Finance is a buyer-led financing program delivered through CashPro Trade. It is intended for corporate buyers and their enrolled suppliers: buyers submit approved invoices, and suppliers can receive earlier… Read the review → |
Strengths and trade-offs
Citi Supplier Finance — where it wins
- Combines approved-invoice finance with buyer-funded dynamic discounting
- Adds purchase-order funding and financing for suppliers’ suppliers
- Electronic onboarding, reporting dashboard and WorldLink payment workflows
Where it doesn't
- Pricing requires contacting Citi rather than choosing a published plan
- A bank-provided finance service, not a self-serve software subscription
- Phone is the listed support channel
Bank of America Supply Chain Finance — where it wins
- Offers automatic and supplier-selected invoice discounting.
- Enables early payment using the buyer’s credit profile.
- Includes discrepancy disputes and payment reconciliation in CashPro Trade.
Where it doesn't
- Pricing and program details require contact with finance professionals.
- Financing is centered on buyer-approved invoices and enrolled suppliers.
- Available platform is web only.
- Citi Supplier Finance9.3/10 · Pricing on request
A broad supplier-finance service spanning approved invoices, buyer cash and purchase orders.
Contact CitiFull verdict → - Bank of America Supply Chain Finance8.7/10 · Pricing on request
CashPro Trade supports automatic or selective discounting of buyer-approved invoices.
Visit siteFull verdict →
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update