Adyen vs Finix

Adyen9.3Visit Finix9.1Visit

Higher score Adyen #2 in Embedded Payments Platforms 9.3/10 From $0.13 ✓ 0 of 1 features Visit Adyen

vs

Finix #4 in Embedded Payments Platforms 9.1/10 Paid ✓ 1 of 1 features Visit Finix

• Adyen fits best

  Global marketplaces and payment platforms

• Finix fits best

  Platforms wanting flexible payfac operations

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Side by side

Feature	Adyen 9.3/10 Visit ↗	Finix 9.1/10 Visit ↗
At a glance
Editor score	9.3	9.1
Ranking	#2 in Embedded Payments Platforms	#4 in Embedded Payments Platforms
Best for	Global marketplaces and payment platforms	Platforms wanting flexible payfac operations
Pricing model	Paid	Paid
Starting price	From $0.13	$2.50/unit/mo
Free plan	—	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Integrations	13 integrations	11 integrations
Features Adyen 0/1 · Finix 1/1
Split payments	Not checked yet	✓ (best)
Specs
KYC/AML tools	Not checked yet	Advanced
Payment acceptance	Not checked yet	Global
Payout capabilities	Not checked yet	Flexible
Supported regions	Not checked yet	Not checked yet
API and SDK coverage	Not checked yet	Standard
Account management	Not checked yet	Full
Our review
Pros	Marketplace onboarding, split payments, and payouts Supports 136 currencies and a wide range of payment methods APIs, SDKs, webhooks, components, and plugins across major platforms	Supports onboarding, KYC/KYB, payouts, splits, disputes, and reporting Accepts online and in-person payments through APIs and hosted tools Offers flexible payout schedules and net or gross payout configuration
Cons	No free plan is available Payment-method fees vary by region, method, and transaction volume Broad integration options may require technical implementation	No free plan is available Processing and operational fees are published separately Custom pricing requires a sales conversation
Our verdict	Adyen is a paid payment platform for businesses accepting online and in-person payments. It supports card, wallet, and local payment processing across websites and mobile apps, with mobile integrations for iOS and Android. Its marketplace… Read the review →	Finix provides embedded payment infrastructure for software platforms, marketplaces, and payment facilitators. It combines online and in-person payment acceptance with seller onboarding, merchant management, payouts, recurring payments,… Read the review →

Strengths and trade-offs

• Adyen — where it wins

  • Marketplace onboarding, split payments, and payouts
  • Supports 136 currencies and a wide range of payment methods
  • APIs, SDKs, webhooks, components, and plugins across major platforms

  Where it doesn't

  • No free plan is available
  • Payment-method fees vary by region, method, and transaction volume
  • Broad integration options may require technical implementation

• Finix — where it wins

  • Supports onboarding, KYC/KYB, payouts, splits, disputes, and reporting
  • Accepts online and in-person payments through APIs and hosted tools
  • Offers flexible payout schedules and net or gross payout configuration

  Where it doesn't

  • No free plan is available
  • Processing and operational fees are published separately
  • Custom pricing requires a sales conversation

• Adyen9.3/10 · From $0.13

  A broad embedded payments platform for marketplaces, platforms, and global businesses.

  Visit AdyenFull verdict →
• Finix9.1/10 · Paid

  A flexible payfac platform with broad payment operations and clearly published starting fees.

  Visit FinixFull verdict →