5paisa Xstream API vs Plaid

5X5paisa Xstream API8.9Visit Plaid8.5Visit

Higher score 5X 5paisa Xstream API #4 in Investment APIs 8.9/10 Free plan Free plan✓ 3 of 7 features Visit 5paisa Xstream

vs

Plaid #8 in Investment APIs 8.5/10 Pricing on request ✓ 0 of 7 features Visit Plaid

• 5paisa Xstream API fits best

  Free Indian trading and market-data APIs

• Plaid fits best

  Broad financial and investment account connectivity

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Side by side

Feature	5X5paisa Xstream API 8.9/10 Visit ↗	Plaid 8.5/10 Visit ↗
At a glance
Editor score	8.9	8.5
Ranking	#4 in Investment APIs	#8 in Investment APIs
Best for	Free Indian trading and market-data APIs	Broad financial and investment account connectivity
Pricing model	Free plan + paid	Paid
Starting price	—	—
Free plan	✓ (best)	—
Free trial	—	—
Deployment	Cloud	Cloud, Mobile
Platforms	Web	Web, iOS, Android
Support	Email, Phone, Docs, Community	Docs, Tickets, Community
Compliance	2FA	SOC 2, ISO 27001
Built for	Solo, Small business, Mid-market, Enterprise	Solo, Small business, Mid-market, Enterprise
Features 5paisa Xstream API 3/7 · Plaid 0/7
Trading orders	✓ (best)	Not checked yet
Account opening	Not checked yet	Not checked yet
Portfolio data	✓ (best)	Not checked yet
OAuth connections	✓ (best)	Not checked yet
Webhooks	Not checked yet	Not checked yet
Sandbox environment	Not checked yet	Not checked yet
Tax-lot data	Not checked yet	Not checked yet
Our review
Pros	₹0 APIs cover trading, market data, funds, orders and portfolios WebSocket feeds and order confirmations support live workflows SDKs available for Python, C#, Node.js and Java	Plaid Link and OAuth support account connections across web and mobile apps Investment holdings, transactions, balances and liabilities in one API SOC 2 and ISO 27001 compliance with docs, ticket and community support
Cons	India-focused scope may not fit developers targeting other markets High-frequency traders are directed to separate tailored plans Some endpoint descriptions retain legacy IIFL wording	Pricing requires sales contact and varies by product, region and contract No free plan is offered for ongoing use On-demand refresh may not fit apps needing continuous data streaming
Our verdict	5paisa Xstream API is an India-focused investment and trading API platform from 5paisa Capital Ltd. It is designed for developers, algorithmic traders, fintech startups, wealth-management firms and professional traders building trading,… Read the review →	Plaid provides APIs and Plaid Link for businesses and developers building financial products. It connects applications with bank and other financial accounts through credentials-based authentication, OAuth, app-to-app OAuth, and manual or… Read the review →

Strengths and trade-offs

• 5paisa Xstream API — where it wins

  • ₹0 APIs cover trading, market data, funds, orders and portfolios
  • WebSocket feeds and order confirmations support live workflows
  • SDKs available for Python, C#, Node.js and Java

  Where it doesn't

  • India-focused scope may not fit developers targeting other markets
  • High-frequency traders are directed to separate tailored plans
  • Some endpoint descriptions retain legacy IIFL wording

• Plaid — where it wins

  • Plaid Link and OAuth support account connections across web and mobile apps
  • Investment holdings, transactions, balances and liabilities in one API
  • SOC 2 and ISO 27001 compliance with docs, ticket and community support

  Where it doesn't

  • Pricing requires sales contact and varies by product, region and contract
  • No free plan is offered for ongoing use
  • On-demand refresh may not fit apps needing continuous data streaming

• 5X5paisa Xstream API8.9/10 · Free plan

  A free India-focused API suite covering trading, live feeds, funds and portfolios.

  Visit 5paisa XstreamFull verdict →
• Plaid8.5/10 · Pricing on request

  Broad account, investment and liability connectivity for financial products.

  Visit PlaidFull verdict →