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To use Apple Pay on an iPhone, add an eligible debit or credit card to Apple Wallet, complete any verification your card issuer requires, then authenticate when you pay. At a store, hold the top of your iPhone near a compatible contactless reader; in an app or supported website, select Apple Pay at checkout and confirm the payment. Card, merchant, device, and regional support vary.
Add an eligible card to Apple Wallet
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Open the Wallet app and tap the add-card control.
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Choose Debit or Credit Card, tap to continue, then scan your card or enter its details as prompted. If supported, you can also start from your card issuer’s app.
# Preview Product Price 1 
Apple iPhone 14, 128GB, Midnight - Unlocked (Renewed) $300.00 Buy on Amazon 2 
Apple iPhone 16, 128GB, Pink - Unlocked (Renewed) $552.01 Buy on Amazon 3 
Apple iPhone 15, 128GB, Black - Unlocked (Renewed) $409.00 Buy on Amazon 4 
Apple iPhone 13, 128GB, Midnight - Unlocked (Renewed) $262.00 Buy on Amazon 5 
Apple iPhone 16e, 128GB, Black - Unlocked (Renewed) $388.34 Buy on Amazon -
Complete the verification steps shown on screen. Your issuer may ask you to confirm by text message, answer security questions, or use its app. Adding the card details does not necessarily finish setup.
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Only cards from participating issuers are eligible. If Wallet cannot add your card, contact the issuer to check whether that exact card is supported or needs approval. Apple’s instructions for adding a debit or credit card explain the enrollment flow.
#1 Best Overall
- This phone is unlocked and compatible with any carrier of choice on GSM and CDMA networks (e.g. AT&T, T-Mobile, Sprint, Verizon, US Cellular, Cricket, Metro, Tracfone, Mint Mobile, etc.).
- Please check with your carrier to verify compatibility.
- The device does not come with headphones or a SIM card. It does include a generic (Mfi certified) charging cable.
- Tested for battery health and guaranteed to have a minimum battery capacity of 80%.
Pay at a store with your iPhone
First check that the store accepts the card’s payment network and has a contactless payment reader with NFC enabled. A contactless symbol is a useful clue, but it does not guarantee that Apple Pay will work at that terminal.
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On an iPhone with Face ID: double-click the side button, then authenticate with Face ID or your passcode.
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On an iPhone with Touch ID: double-click the Home button.
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To pay with a different card, select that card in Wallet before completing the payment.
Rank #2
Sale
Apple iPhone 16, 128GB, Pink - Unlocked (Renewed)- 6.1" Super Retina XDR OLED, HDR10, Dolby Vision, 1000nits (typ), 2000nits (HBM), 2556x1179px at 460ppi, 3561mAh Battery
- 128GB 8GB RAM, Apple A18 (3nm), Hexa-core (2x4.04 GHz + 4x2.20 GHz), Apple GPU 5-core, 16‑core Neural Engine
- Rear camera: 48MP, f/1.6, wide + 12MP, f/2.2, ultrawide, Front Camera: 12MP, f/1.9, wide, iOS 18, upgradable to iOS 18.5
- 4G LTE: 1/2/3/4/5/7/8/12/13/14/17/18/19/20/25/26/28/29/30/32/34/38/39/40/41/42/48/53/66/71, 5G: n1/2/3/5/7/8/12/14/20/25/26/28/29/30/38/40/41/48/53/66/70/71/75/76/77/78/79 - Dual eSIM
- Unlocked for freedom to choose your carrier. Compatible with both GSM & CDMA networks. The phone is unlocked to work with all GSM Carriers & CDMA Carriers Including AT&T, T-Mobile, Verizon, Sprint., Etc.
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Hold the top of the iPhone near the reader until Done or a checkmark appears.
Apple’s guide to using Apple Pay in stores covers the device steps. On a device where another app can serve as the default contactless app, Wallet may not open automatically. In that case, open Wallet, select your card, and authenticate to pay. Apple explains how to pay when Wallet is not the default contactless app.
Pay in an app or on a website
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At checkout, tap the Apple Pay button or choose Apple Pay as the payment method. The merchant must offer Apple Pay for the purchase.
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Review the selected card and any billing, shipping, or contact details shown. Change them if needed.
Rank #3
Apple iPhone 15, 128GB, Black - Unlocked (Renewed)- 6.1inch Super Retina XDR display. Aluminum with color-infused glass back. Ring/Silent switch
- Dynamic Island. A magical way to interact with iPhone. A16 Bionic chip with 5-core GPU
- Advanced dual-camera system. 48MP Main | Ultra Wide. Super-high-resolution photos (24MP and 48MP). Next-generation portraits with Focus and Depth Control. 4X optical zoom range
- Emergency SOS via satellite. Crash Detection. Roadside Assistance via satellite
- Up to 26 hours video playback. USB C, Supports USB 2. Face ID
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Authenticate with Face ID, Touch ID, or your passcode to confirm the payment.
Apple describes a code-scanning option for some purchases made in third-party browsers or on other devices. It depends on compatible devices and software, participating merchants, and market availability, so it is not a universal checkout route. See Apple’s Apple Pay purchase guide and its regional availability information for applicable details.
Check whether Apple Pay will work where you are
Support depends on several separate parties and conditions:
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Your country or region: Apple Pay is not available everywhere, and available features can vary by market.
Rank #4
Apple iPhone 13, 128GB, Midnight - Unlocked (Renewed)- This pre-owned product is not Apple certified, but has been professionally inspected, tested and cleaned by Amazon-qualified suppliers.
- There will be no visible cosmetic imperfections when held at an arm’s length.
- This product is eligible for a replacement or refund within 90 days of receipt if you are not satisfied.
- Product may come in generic Box.
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Your issuer and card: Your bank or other issuer must participate, and the specific card must be eligible.
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The merchant and payment route: A store needs to accept your card’s network and have NFC contactless enabled; an app or website needs to offer Apple Pay at checkout.
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Browser and device compatibility: Some browser-based or code-scanning payment flows have additional software, device, and market requirements.
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Check card eligibility with your issuer and ask the merchant about its payment options if acceptance is unclear. Apple’s availability page, published December 16, 2024, lists supported regions and notes that features can change.
Best Value
- 6.1" Super Retina XDR OLED, HDR10, 800 nits (HBM), 1200 nits (peak), 2532x1170px at 460ppi, 4005mAh Battery
- 8GB RAM, Apple A18 6-core CPU (2 performance + 4 efficiency cores), Apple GPU 4-core, 16‑core Neural Engine
- Rear camera: 48MP, f/1.6, wide, Front Camera: 12MP, f/1.9, wide, iOS 18.3.1, upgradable to iOS 18.5
- Connectivity: Global 4G LTE, Sub-6 GHz 5G, LTE, Wi-Fi 6, Bluetooth 5.3, NFC, USB-C, Wireless Charging (7.5W). (does not have mmWave 5G or MagSafe or physical SIM card) - Dual eSIM Only
- Unlocked for freedom to choose your carrier. Compatible with both GSM & CDMA networks. The phone is unlocked to work with all GSM Carriers & CDMA Carriers Including AT&T, T-Mobile, Verizon, Straight Talk., Etc.
What Apple says about payment privacy and security
Apple says, “Your actual card number is never shared with merchants, and each transaction uses a unique security code.” That describes Apple’s payment handling; it is Apple’s statement, not an independent audit of every payment-data practice. Read Apple’s purchase guide for its explanation of card-number handling.
In an overview dated February 18, 2021, Apple Platform Security says Apple Pay does not collect transaction information that can be tied back to the user and describes payment transactions as occurring between the user, merchant, and card issuer. This is Apple’s description of its service, not a claim about every form of payment data. See Apple Platform Security’s Apple Pay overview.
Optional: use Express Mode for supported transit cards
Express Mode is a separate option for compatible transit cards and other eligible cards, passes, or keys. When the item and transit network support it, you may be able to use it without waking or unlocking your iPhone or authenticating. Availability and setup depend on the item, network, and region; it is not the standard process for paying at a store. Apple’s Express Mode instructions describe setup and use.
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Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
