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Digital Garage and construction technology company WIREBASE began offering Digital Garage’s DGFT Invoice Card Payment service to WIREBASE’s construction-business customers on October 8, 2026. It lets a business pay a supplier invoice by credit card even when the supplier does not accept cards, while the supplier continues to receive a bank transfer. The announcement describes an offer to WIREBASE customers—not a completed integration with its Myakuraku platform or a general launch for all construction firms.
What the partnership makes available
The arrangement pairs Digital Garage’s existing DGFT Invoice Card Payment service with WIREBASE’s construction-business customer base. WIREBASE provides construction-industry AI solutions and the Myakuraku business platform, but the announcement does not say that DGFT Invoice Card Payment has been integrated into Myakuraku.
The companies say the service is intended to broaden payment options and help construction businesses manage cash flow. Their October 8, 2026 announcement states: “By providing this service, they will broaden the payment options available to construction businesses and support improvements in cash flow.” This is corporate release language, not a quotation from a named executive.
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A business submits a supplier invoice through the online service and pays by credit card instead of making the bank transfer itself. The supplier receives a bank transfer, preserving the familiar supplier-facing payment flow even if that supplier does not accept cards. The card payer may gain time before the card charge is due; this changes the payer’s cash-flow timing, not the supplier’s invoice terms.
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Digital Garage’s September 2025 service description says payment can be effectively deferred by up to about 60 days, and that the supplier receives a bank transfer in the user’s name. Those details describe the service in 2025; they do not establish the current timing, fees, limits, or eligibility terms for WIREBASE customers. See Digital Garage’s September 2025 service description for that earlier context. Businesses considering the WIREBASE offer should confirm its current terms with the companies.
Card brands named in the announcement
The October 2026 announcement lists JCB, Visa, Mastercard, Diners Club, SAISON Card, and NICOS Card. Digital Garage says its own web survey, as of October 8, 2026, found the service had the most supported brands in Japan and was the only Japanese service supporting Diners Club. These are Digital Garage’s comparative claims, not independently established market findings.
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Why the companies are targeting construction payments
Digital Garage and WIREBASE describe a timing mismatch: construction businesses may have to pay for materials and subcontractors before collecting money for completed work. They also point to rising material and labor costs as pressures on earnings. In their view, the ability to put an invoice payment on a card can help a business manage that gap while keeping the supplier’s bank-transfer process intact.
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What the market figures do—and do not—show
Digital Garage’s June 2025 background material cited an estimate of approximately ¥1,400 trillion for Japan’s B2B settlement market, attributing it to the 2024 Business-to-Business Settlement White Paper. This is a market estimate relayed by Digital Garage, not a measurement of demand for this partnership or a result of the WIREBASE rollout. The company’s June 2025 release provides the cited context.
The companies’ announcement does not provide WIREBASE-specific customer counts, transaction volumes, fees, limits, or implementation details. The market estimate therefore gives broad context only; it cannot establish how widely customers will use the service.
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What is planned next
Digital Garage says it will strengthen collaboration with WIREBASE and explore additional responses to construction businesses’ needs, including cashless payments and back-office efficiency. These are plans to consider, not services announced as already launched. Digital Garage’s earlier materials discuss possible links between payment and transaction data and business tools, but they do not establish a specific Myakuraku integration or commitment from another software, banking, or trading partner.
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