Free tools Windows power users keep installed
One-click scans. No signup required.
iTechGuides is reader-supported. When you buy through links on our site, we may earn an affiliate commission. As an Amazon Associate I earn from qualifying purchases. Learn more
The Mutual Bank’s Home Buildings and Contents Plus combines cover for a home and its contents, with a 25% building safety net above the sum insured and up to two years of temporary accommodation after a covered event makes the home uninhabitable. Whether those features justify a quote depends on the policy wording, your address-specific premium and excess, and how well the insured amounts match what you would need to replace or rebuild.
Who provides the policy, and who handles claims?
The Mutual Bank describes itself as acting under its own Australian financial services licence and under an agreement with Insurance Australia Limited, which issues the insurance under the CGU brand. The bank’s product page identifies The Mutual Bank as ABN 94 087 651 983, AFSL 238139, and Insurance Australia Limited as ABN 11 000 016 722, AFSL 227681. Check the current disclosure documents for the legal and product details that apply when you obtain a quote. The Mutual Bank’s official product page provides its summary and quote path.
CGU handles claims. The Mutual Bank lists the claims number as 13 24 80 and says the claims team is available 24/7. Confirm current contact and claims procedures in your policy documents.
Quick wins for a faster PC:
Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Repair Windows errors before they cause bigger problemsFix Now →What does the Plus level add?
The published summary distinguishes Plus from Standard on several material benefits. These figures and descriptions are from The Mutual Bank’s product page; conditions, exclusions, limits and excesses in the policy documents govern a claim.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
| Feature | Building and Contents Plus | Building and Contents Standard |
|---|---|---|
| Building safety net | 25% above the building sum insured for repair or rebuilding after a covered event. | Not stated in The Mutual Bank’s product summary. |
| Temporary accommodation | Up to two years if a covered event makes the home uninhabitable. | Up to 12 months. |
| Accidental damage | Listed as included at home. | Not stated in The Mutual Bank’s product summary. |
| Electrical motor burnout | Listed as included. | Not stated in The Mutual Bank’s product summary. |
The 25% safety net is additional cover described above the building sum insured, not a substitute for estimating the base sum insured carefully. CHOICE’s review, updated 19 May 2026, also characterizes the policy as a sum-insured policy with a 25% building underinsurance safety net. CHOICE’s IAG policy comparison says the cover it groups under IAG is the same across 17 other brands, while noting prices may differ. That comparison does not establish identical premiums, service experiences or suitability for an individual household.
Which events and property are described as covered?
The Mutual Bank’s summary table lists the following event categories for Building Plus and Contents Plus:
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
- Accidental breakage of glass and animal damage
- Deliberate or intentional acts
- Earthquake, explosion and fire
- Escape of water or liquid
- Flood or rainwater run-off, storm, and storm surge or tsunami
- Impact, lightning, riot or civil commotion
- Theft or attempted theft
A listed event category does not mean every loss involving that event is covered. The PDS defines the insured events and explains exclusions, conditions, sublimits and other requirements. Read those definitions against the circumstances and property you want to insure.
The product is described as combined building and contents cover. When requesting a quote, check whether the quote includes both parts and whether the listed insured amounts reflect what you intend to protect. Compare against building-only, contents-only or combined cover only where those alternatives fit your household’s needs.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
What optional benefits and limits should you check?
Portable and valuable contents
The Mutual Bank says portable contents and valuable contents cover can be selected as optional benefits. Its summary describes portable cover for items such as glasses, jewellery, laptops and mobile phones taken outside the home, with a general limit of $10,000 per item unless the item is separately listed for a higher amount. The page also notes limits for items outside Australia or New Zealand, exclusions for scratches and dents and items being cleaned or repaired, and exclusions in some circumstances when items are in use. Sporting equipment, fishing equipment, musical instruments and firearms are among the examples it identifies as excluded while in use. Check the PDS and the specific quote for the exact definitions and limits.
Other listed benefits
The product page lists up to $2,500 for visitors’ belongings, excluding money, damaged by a covered event in the home. It also describes legal liability cover up to $20 million in some situations involving injury or property damage at the home. Food spoilage and landscaping are named as benefits with higher Plus limits, but the accessible summary does not state their specific amounts. These headline figures are not guarantees of payment for every claim; policy conditions, exclusions and excesses apply.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
How do repairs work if you make a claim?
The Mutual Bank says customers may choose their own repairer. CGU’s lifetime workmanship guarantee applies to authorized repairs to the home, but the page ties repairer support and the guarantee to its partner repairers. If you use a repairer outside that network, CGU says it cannot guarantee or manage the work and will pay only the fair and reasonable repair amount. Check the current policy documents and claims process before choosing a repairer, particularly if retaining control of repairs matters to you.
Do these 3 things before closing this tab:
1Scan for outdated or missing drivers - takes under a minute2Repair Windows errors before they cause bigger problems3Fix the driver behind crashes, sound loss and screen glitchesWhat can’t be determined from the public summary?
The product page is a summary, not enough to decide the full cost or suitability of a policy. It does not establish an address-specific premium, your excess, all eligibility rules, every exclusion or sublimit, or the specific food-spoilage and landscaping limits. The current Product Disclosure Statement (PDS), Certificate of Insurance and quote are needed to answer those questions for your circumstances.
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
The Mutual Bank says fortnightly, monthly or quarterly payment is available at no extra cost. That payment option does not provide a premium estimate; obtain a quote for the property and cover you are considering. Also check any discounts and the total amount payable on the quote.
How to assess a quote before deciding
- Set the cover type. Decide whether you need building, contents or combined cover, and check that the quote reflects that choice.
- Check the building sum insured. The bank says customers are responsible for insuring the home for full replacement value and that its calculator is a guide. Its FAQ states, “The calculation provided is just a guide.” Review the estimate rather than treating the calculator result as a guaranteed rebuilding cost.
- Read the current documents. Obtain the PDS, Certificate of Insurance, Premium, Excess and Discounts Guide, key facts sheets and Target Market Determination. Check definitions, exclusions, excesses, limits, eligibility and any waiting periods that apply.
- Confirm optional cover and item listings. Check whether portable contents or valuable contents options are selected, and whether particular items need to be separately listed for the limit you require.
- Compare like with like. Compare the premium, insured amounts, excesses, optional benefits, repair arrangements and policy limits against alternatives. CHOICE’s comparison warns that policies with the same cover can still have different prices.
- Check payment and claims details. Confirm the payment schedule and the repairer and claims arrangements in the quote documents before deciding.
The Mutual Bank characterizes its website information as general advice and directs customers to the PDS and Target Market Determination. Treat the summary as an introduction to the product, not a personalized assessment of whether it is suitable for you.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
