The Tool Desk
Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →iTechGuides is reader-supported. When you buy through links on our site, we may earn an affiliate commission. As an Amazon Associate I earn from qualifying purchases. Learn more
Queensland Country Bank Home Contents Plus is contents insurance for eligible strata owners, not a replacement for the building insurance arranged by a body corporate. Queensland Country Bank distributes the cover under an agreement with Insurance Australia Limited (IAG), using the CGU brand. The public summary describes the broad offer, but the applicable Product Disclosure Statement (PDS), quote and policy certificate determine the cover, exclusions, limits and price for an individual policy.
Who provides the policy, and what does it cover?
Queensland Country Bank is the distributor; Insurance Australia Limited is the insurer, and the insurance is offered under the CGU brand. The bank says it acts under its own Australian financial services licence and under its agreement with IAG. Queensland Country Bank’s product information describes contents cover, while the product-specific CHOICE listing identifies it as a standard sum insured policy: the customer nominates a contents sum insured rather than relying on an unlimited replacement-cost promise.
The exact insured events, exclusions, item limits and optional covers are controlled by the current PDS and the policy certificate. A public product summary is a useful starting point, not a substitute for those documents.
Quick wins for a faster PC:
Scan for outdated or missing drivers - takes under a minuteDriver Scan →Clear out junk files and repair common Windows errorsFree Scan →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →How contents cover relates to strata building insurance
Contents insurance and a body corporate’s building insurance address different risks. Queensland Country Bank’s general guidance says personal belongings generally are not covered by building insurance unless contents cover applies. The actual boundary depends on the strata scheme’s arrangements and the wording of both policies, so check the body corporate policy as well as your own contents policy. The bank’s guidance on contents cover also emphasizes that cover varies by policy.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
Fixtures need particular care. CHOICE’s public listing describes some permanent fixtures as covered, while indicating that items insured by the owners corporation or forming part of common property are excluded. Do not assume that a particular appliance, fitting or improvement belongs under one policy: confirm its status with the body corporate and check the current PDS.
What the public listing says about features
CHOICE’s publicly visible listing describes a nominated contents sum insured and optional portable contents cover. It also lists features such as contents in the open air, debris removal, emergency storage, lock replacement after a break-in, motor burnout, spoiled food, visitors’ belongings, fixtures and cover while moving house. The public listing is not a complete set of current policy terms; verify each feature, its limits and exclusions in the PDS and certificate before relying on it.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Portable belongings
The listing describes portable contents cover with item-group limits, a per-item maximum, geographic restrictions and an excess. Those details can materially affect valuables taken outside the home. Check whether the specific items you need protected qualify, whether they need to be specified, and what excess and limits apply under the current wording.
Temporary accommodation for strata owner-occupiers
Queensland Country Bank says CGU covers reasonable temporary-accommodation costs after a covered event when the customer owns and lives in a home that is part of a strata or similar scheme. The bank notes that additional limits, exclusions and conditions apply. CHOICE’s public listing describes the benefit as up to 24 months or 20% of the sum insured, with costs paid on top of the sum insured; treat those figures as listing details to verify against the applicable PDS, not as a guarantee for every policy.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
How to assess whether it suits your situation
There is no single value verdict without your quote, required cover and current policy wording. CHOICE’s public listing does not show its expert rating or a complete review, and the retrieved information does not establish a current premium. Get a quote and compare it with alternatives on an equivalent basis, including the excess.
- Sum insured: Check how the policy expects you to estimate replacement value and whether the nominated amount is adequate for your belongings.
- Events and exclusions: Compare cover for risks such as flood, storm and accidental damage rather than assuming every policy includes them on the same terms.
- Valuables and portable items: Review per-item and category sub-limits, any specified-item requirements, geographic limits and excesses.
- Additional benefits: Compare temporary accommodation and other benefits, including their qualifying events, caps, duration and conditions.
- Fixtures and shared property: Establish whether an item belongs to your lot or the owners corporation and which policy insures it.
- Total price: Compare premiums only after aligning cover and excesses; a lower premium may reflect narrower cover or higher out-of-pocket costs.
Documents to check before buying or claiming
- Obtain the current PDS applicable to the quote and read the sections on insured events, exclusions, limits, excesses and additional benefits.
- Check the quote and policy certificate for your selected sum insured, optional covers, listed or specified items, excess and any policy-specific conditions.
- Ask the body corporate for the relevant strata building-policy information, then clarify the boundary for fixtures or belongings whose ownership or insurance status is uncertain.
QBE publishes its own contents insurance information and PDS documents for renters and strata owner-occupiers. That can provide general market context, but it is a different insurer’s product and does not establish the terms of Queensland Country Bank’s CGU-arranged policy. QBE’s contents insurance information should not be used in place of the applicable Queensland Country Bank/CGU wording.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
