MobilePay
Mobile wallet for sending, requesting and splitting payments
At a glance
- Editor scoreNot yet scored
- PricingFree plan
- Best forNordic peer payments and shared expenses
- Free planYes
- Paid fromNone
- Split paymentsYes
- Founded2013 · Oslo, Norway
- Facts checked20 Sep 2026
Where it wins
- Phone-number and QR payments are described as immediate
- Requests, group splitting and shared Box collections support shared expenses
- Covers merchant payments, bills, recurring agreements and scheduled gifts
Where it doesn't
- Primarily serves private users in Denmark and Finland
- A 1% fee applies above DKK 4,000 to the same person within 24 hours
- International transfers cost 4%
Our verdict on MobilePay
MobilePay is a free mobile wallet from Vipps MobilePay AS for private users, primarily in Denmark and Finland. It supports sending money to another user by phone number or QR code, with transfers to other users described as immediate. Users can also request money from one or more people, split group expenses, collect funds in shared Box accounts, and chat alongside person-to-person payment activity. The app is available on iOS and Android, making it a fit for individuals, friends and groups that need everyday peer payments and shared expense handling.
The pricing model is free, with no subscription pricing shown for private users. Person-to-person transfers are free up to stated thresholds, while a 1% fee applies to amounts over DKK 4,000 sent to the same person within 24 hours. International transfers cost 4%. Beyond transfers, MobilePay extends into merchant payments in shops, online and in other apps, as well as bill payments and recurring payment agreements. A listed daily send limit of 50,000 gives the product a defined transaction boundary for users planning higher-volume activity.
Its broader feature set also includes scheduled money gifts with digital wrapping, alongside QR payments and shared collections. That makes MobilePay more than a basic send-and-request tool, particularly for users who want one app for personal transfers, group expenses and selected household payments. The main fit is regional: users in Denmark and Finland looking for Nordic peer payments should find the feature coverage relevant, while users focused on international transfers should account for the 4% cost. Choose MobilePay for free core peer payments and shared expense workflows; choose an alternative if international transfers are central to your needs.
MobilePay pricing
MobilePay fact sheet
| Free plan | Yes |
|---|---|
| Paid from | None |
| Split payments | Yes |
| Payment requests | Yes |
| Instant transfer | Yes |
| International transfers | Yes |
| Daily send limit | 50000 per day |
| Cash-out fee model | Not verified |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Compliance & security | GDPR |
| Support | Live chat, Phone, Docs · 24/7 |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan (source) |
| Website | mobilepay.dk |
| Facts checked | 20 Sep 2026 |
Alternatives to MobilePay
- PhonePeA free India-focused app for everyday UPI transfers, QR payments, bills, and recharges.—
- BHIMA free UPI app covering everyday transfers, bills, QR payments and more.—
- VenmoA flexible wallet for peer payments, group expenses, scheduled requests, and cash-outs.—
See all MobilePay alternatives →
MobilePay vs the competition
- MobilePay vs PhonePe
- MobilePay vs BHIM
- MobilePay vs Venmo
- MobilePay vs PicPay
- MobilePay vs Zelle
- MobilePay vs PayPay
Compare MobilePay with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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