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For a PNB account, you can check the balance by giving a missed call from your registered mobile number or, if enrolled in SMS alerts, by sending a formatted SMS. Bank of Baroda confirms balance enquiry through the BoB World app. The verified steps and limits for each bank are below.
How to check your PNB balance by missed call
Call either number from the mobile number registered to your PNB account. PNB says this service returns the balance of a Savings Fund or Current account. Its contact page was last updated on 22 June 2026.
- 1800 180 2223: toll-free balance enquiry.
- 0120 2303090: tolled balance enquiry.
Use the dedicated balance-enquiry numbers above. PNB’s separate general customer-care numbers are 1800 1800 and 1800 2021; the bank says those toll-free lines are for receiving calls, not for making outward calls. PNB contact information.
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PNB’s SMS banking instructions, last updated on 14 January 2026, say this service is available to customers registered for SMS alerts. If you are not registered, PNB says to register your mobile number through your home branch before using the service.
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- Open your phone’s SMS app using the mobile number registered with PNB.
- Compose a message in this format:
BAL [space] Account Number. PNB’s published example isBAL 015300XXXXXXXXXX. - Send it to 92640 92640 or 5607040.
PNB also lists PNB PROD to 5607040 as a way to receive a list of services. Do not add a password to the balance enquiry format unless PNB’s current instructions specifically require it; the published balance format is BAL followed by the account number. PNB SMS banking instructions.
Can you check a PNB balance in the app?
PNB identifies PNB ONE as its mobile-banking app. The bank information cited here does not establish a click-by-click balance-check path, so open the official app or PNB website for the current instructions rather than relying on guessed menu names. PNB’s official banking information.
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How to check your Bank of Baroda balance
Bank of Baroda confirms that balance enquiry is available through BoB World, its mobile-banking app. The official BoB World page cited here does not specify the exact taps or current setup requirements, nor does the verified information establish SMS or missed-call instructions. Use the official app or bank website for current navigation and other available channels; do not use an unverified number or SMS format. BoB World official page.
Which option should you use?
| Bank and method | What you need | What the bank information establishes |
|---|---|---|
| PNB missed call | Mobile number registered to the account | Two balance-enquiry numbers and the eligible Savings Fund or Current account types |
| PNB SMS | Registration for SMS alerts and the account number | SMS format and two destinations |
| PNB ONE app | Access to the official app | PNB identifies it as its mobile-banking app; exact balance-check taps are not specified here |
| BoB World app | Access to the official app | BoB confirms balance enquiry is available; exact navigation and other channel details are not specified here |
If you need a quick enquiry without opening an app, PNB’s missed-call option has the fewest stated steps, provided you call from the registered number. SMS is an alternative for PNB customers enrolled in SMS alerts. For either bank, check the official bank page if a published instruction no longer works, since contact details and app flows may change.
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Keep your banking details safe
- Use only the bank’s official app, website, or published service numbers.
- Do not share your OTP, passwords, or account credentials with anyone, and do not post account details in comments.
- Use the masked account-number example as a format guide; never copy another person’s account details.
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